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Compare Pet Insurance Companies to MetLife Pet

With the number of pet insurance providers out there, choosing the right one for you and your pets may feel challenging. To help you on your journey, we’ve put together some information that shows how MetLife Pet Insurance compares to other companies, including their plans and reimbursement rates.1

Compare Pet Insurance Coverage

Easily compare a MetLife Pet Insurance policy with accident and illness policies of other pet insurance providers. Browse the tables, and then check out the full comparison by clicking the link below it.

Have a specific insurer in mind? Choose the name below to view that comparison table.

MetLife Pet vs. SpotTM*

This table has 3 columns and 4 rows. 1st column represents the product 2nd & 3rd represent MetLife and its competitors. Each row indicates whether the product is covered by MetLife or its competitors
MetLife Pet Insurance
Spot Pet Insurance2
Family Plan (Multiple Pets on One Policy)3

This product is included

Yes

This product is not included

No

 

No 0-day Accident Waiting Period4

This product is included

Yes

This product is not included

No

 

Add-on Wellness and Preventive Care

This product is included

Yes

This product is included

Yes

24/7 Telehealth Access5

This product is included

Yes

This product is included

Yes

Holistic/Alternative Therapy

This product is included

Yes

Exclusions apply

Includes All Ages and Breeds6

This product is included

Yes

Exclusions apply

Reimbursement

Flexible (50% – 90%)1

Flexible (up to 90%)

You Picked the Perfect Pet, Now Pick the Perfect Plan for Them

See Your Personal Rate

Ways MetLife Pet Takes Care of Their Pack
Curious about some of the benefits you can enjoy with a MetLife Pet policy? Here's a closer look at a few ways we shine when it comes to protecting your furry family members.

Preventive Care Coverage

Add our optional Preventive Care plan to your policy and get reimbursed for routine and wellness expenses, up to your policy’s annual limit.18

Family Plans

Combine cats and dogs on our unique family plan that covers multiple pets under one policy with a shared deductible, so you can save more money.3

0-Day Waiting Period for All

Take advantage of 0-day waiting periods on accidents and Preventive Care coverage for all cats and dogs, with no maximum age caps to enroll.4

24/7 Vet Chat

Rest easier with free, 24/7 vet chat support5 in our mobile app for policyholders. No matter the time or day, get answers to your pet care questions.

Helpful Tips for Comparing

To help you pick the right pet insurance, get a holistic picture of your options, then narrow it down to the plan that fits your budget and your pet’s needs. Consider a few key elements when comparing.

Make sure you understand what’s covered and excluded, as well as any enrollment restrictions for all policies. Explore customization options, like reimbursement limits and optional plans, or perks such as vet chat support and discounts.19 Assess how the price of your plan changes with different options, and don’t overlook the amount of coverage you’ll get by aiming for the lowest price.

Take the Next Step in Protecting Your Pet