Pet Insurance for Multiple Pets

Three Minutes Aug 03, 2022

Your family seems to keep on growing! First, it was you and the cat. Now, three has become four — or even six. It may feel like your head is spinning after a couple of kids plus a cat, a dog or both. All that love comes with more responsibilities — more cans of food, more toys to buy, and more trips to the vet. As you review your annual expenses, you’re probably thinking about how your family will handle increasing veterinary costs. An emergency vet visit can cost you anywhere between $800 – $1,500.3 Read on to find out how we can support you and your growing family’s furriest members with pet insurance.

Why You Need Pet Insurance for Multiple Pets

There are many competitors entering the pet insurance market for good reason. Over 3.2 million pets were adopted between 2021 and 2022 alone.4 Maybe you were a part of that number who welcomed a new four-legged friend to keep you company during the COVID-19 pandemic. Or maybe you’re an empty nester who needed someone to keep you company in the garden. No matter your reason, more Americans have found themselves taking care of more than one pet.

Despite this love of pets, only roughly 2.5% of pets are insured in the United States.5 There are several reasons why this gap between adoption rates and insurance coverage exists. One may be that many people don’t know how pet insurance works. You may be leaving thousands of dollars on the table by footing the bill every time your dog eats something they shouldn’t.

The good news is that a pet insurance policy can give you some control over increasing debt. MetLife Pet Insurance allows up to three pets on a single policy. There are no age limits or breed exclusions. We remain flexible in a competitive market with customizable coverage options and unlimited reimbursement amounts.¹

How do I get multi-pet insurance?

You can get a quote online, check out, and start coverage today! We provide options to help you care for your furry family members.

  • Have an older dog or a kitten that needs frequent care? No problem! We offer an optional Wellness Plan6 to help mitigate regular veterinary visits.
  • Do you already have a policy or multiple policies with another provider? MetLife Pet will cover any preexisting conditions your pet may have.² When you switch to a MetLife Pet Insurance plan, you will get coverage for accidental injuries on the first day, as well as coverage for other veterinary visits, medications, and other eligible expenses to ensure continued care.
  • On a tight budget? MetLife Pet Insurance offers some of the most affordable pet insurance options for multiple pets on the market. Tailor your policy to get as little or as much coverage as you need for your cats and dogs.

Have more questions? Contact us to speak with someone who will be happy to answer any questions.

What Makes MetLife Pet Insurance Different?

MetLife has over 100+ years of experience in core and voluntary benefits with a strong track record within the insurance industry. We’re the only provider offering family plans so you can cover multiple pets with one policy.7 If you choose MetLife Pet Insurance, you can:

  • Enroll up to three pets
  • Mix cats and dogs in a single policy
  • Get up to 100% reimbursement on vet bills
  • One annual deductible per policy

Our team has over 15 years of experience advocating for pets by focusing on communities and what they value. Plus, we offer one annual limit that can be shared across all pets in the family plan. With coverage from MetLife Pet Insurance,  you can keep seeing the same vet you trust, or find a new one entirely- with less worry about whether you can afford it.

Golden Retriever and British Shorthair accompany their owner.

Keeping up with your busy lifestyle

Your priorities are our priorities. We offer conveniences and benefits designed to keep up with you and your family’s needs. These benefits include:

●      A mobile app to submit and track claims

●      Coverage for loss and theft

●      Counseling for grief or stress from caregiving

●      24/7 Telehealth Concierge Services

●      Pet Health and Wellness Guides

Your employer may offer pet insurance

Since 2015, one in three Fortune 500 employers offer pet insurance. You may not realize that your employer may be one of them.  In fact, they may even offer the benefit to insure multiple pets. Stop and chat with your HR representative to ensure that you’re not missing out on potential savings! If they do not offer it, suggest that they consider offering pet insurance in their next annual benefits review.

Get Insurance for Multiple Pets Today

You don’t have to compromise on pet insurance for your favorite companions. MetLife Pet Insurance has options that can fit your budget and lifestyle. As the only provider offering multi-pet plans7 MetLife Pet Insurance offers coverage options that are affordable and customizable. Consider getting your pets insured today so you can get back to the important things in life: spending time with the ones you love.

Protect your Pets

Coverage in 3 Easy Steps

¹ Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.

² Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.

How Much Do Americans Spend on Their Pets?, LendEDU, 2020

4 Pet Adoption Statistics in 2021 | The Zebra

5 “Total Pets Insured, State of the Industry Report 2022,” North American Pet Health Insurance Association

6 Available at an additional cost

7 Based on a January 2022 review of publicly available summary information about competitors' offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly