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Dog Insurance

With plans starting at $16 per month, dog insurance reimburses you for covered expenses on your pet’s health care, helping you save money and keep tails wagging.1,2

Pet Insurance Review 4.6 out of 5 Stars

Why Do You Need Pet Insurance for Your Dog?

Keeping your pup healthy can get expensive — with yearly costs of health-related expenses that can range from nearly $1,800 to $6,000 or more.3

Dog insurance and optional add-on plans from MetLife Pet are a way to make routine and emergency care more manageable. We can reimburse you for everything covered under policy provisions from wellness exams to emergency care, vaccines, and more.2

Reasons To Insure Your Dog With MetLife Pet

Same-day coverage for dogs of all ages

From puppies to seniors, we offer 0-day waiting periods for accident and Preventive Care coverage.4

Customizable family plans

Build a plan that fits your needs and budget — and cover multiple pets under one policy.5

Accepted across the country

Use your dog insurance at any licensed vet in the U.S., and get up to 90% of covered care reimbursed.2

Free 24/7 vet chat6

Get lightning-fast support, day or night, no matter where you are with vet telehealth services in our mobile app.

What Do Our Dog Insurance Plans Cover?

With plans starting at $16 per month, you can get reimbursed for vet bills related to injuries and illnesses — like the ones below — and add coverage for routine care.1

Accidents and Injuries

Broken bones, poisoning, bite wounds

Illnesses and Conditions

Cancer, diabetes, hereditary and chronic disorders

Exams and Prescriptions

Emergency vet visits, prescription food, pain meds

Procedures and Diagnostics

Surgeries, X-rays, blood work, hospitalizations

Holistic/Alternative Therapies

Acupuncture, laser therapy, hydrotherapy

Add-On

Optional Preventive Care

Vaccinations, teeth cleaning, flea and tick prevention

See the Potential Savings With MetLife Pet Insurance

Illnesses

How To Use Our Pet Insurance

Real Savings From Our Policyholders

Gus: Abdominal Swelling

This 5-year-old dog living near Minneapolis, MN, experienced an abdominal effusion and was brought to the vet for an exam and treatment. 

MetLife Pet covered $10,500 of the $16,600 bill.10

Max: Foreign Object

This 8-year-old dog living near Denver, CO, ingested a sock and needed an exam and surgery to remove it.

MetLife Pet covered $5,400 of the $6,800 bill.10

Dog Insurance Coverage for All Breeds

MetLife Pet offers dog insurance to puppies, adults, and seniors regardless of their breed. Check out how much you could save with insurance for these popular breeds.

FAQs About Pet Insurance for Dogs

MetLife Pet’s dog insurance starts at $16 per month for one dog, but your exact price depends on a few factors.1 Your pet’s age, species, breed, and your zip code all impact the cost. Choosing a different reimbursement rate, deductible, or annual limit can also change the price2,11,12 — as well as adding more pets to a policy or Preventive Care coverage.

Visit our plans page for more information on our available insurance options.

Get coverage for all of your furry companions with pet insurance for multiple pets. Add up to three pets (dogs and cats allowed) on a single policy with a shared deductible to save even more money.5

We also offer cat insurance for your frisky feline friends and may be able to cover certain exotic pets — like rabbits, birds, ferrets, and reptiles.

Getting pet insurance any time is a great idea! Usually, the sooner you can enroll your dog in an insurance policy, the better your chances are they’ll be covered for new health conditions and vet bills.

You may find that a good time to get dog insurance is before pre-existing conditions arise, when it helps protect your finances and is within your budget, or while your pet is young.

MetLife Pet dog insurance plans typically don’t provide coverage for things like pre-existing conditions, elective or cosmetic procedures, micro-chipping, grooming, obedience training, or breeding.

Download a sample policy for more coverage details.

Help Protect Your Pup at Any Age