PET INSURANCE
Dog Insurance
You can rest easy knowing your dogs and puppies are protected from head to tail with MetLife Pet Insurance. Starting at $15/mo.
or call 1-855-270-7387
Why You May Want to Consider Purchasing Pet Insurance for Your Dog
Pet insurance can reimburse you for your dog’s covered and approved vet bills, which may help you worry less about your finances and focus on what really matters — your dog’s health.
The fact of the matter is, dog health care is expensive. The yearly cost of health-related expenses for dogs can range from $534 – $1,285.1 That means you might spend upward of $19,000 just on medical care over the course of a dog’s 15-year life.
Or you could pay a premium starting at $15 a month for a dog insurance policy2 that can reimburse you for these medical expenses, potentially saving you a significant amount of money. As a result, you may be able to make decisions about your dog's health without cost being the deciding factor.
How MetLife Pet Can Help Dog Parents Save
Say your dog tears a ligament in their knee while playing and requires surgery. Here’s what one of our dog insurance policies might be able to do for you:2
Potential Savings with a MetLife Pet Policy:3
- Vet Bill — Cruciate Rupture: $2,000
- MetLife Pet Saves You: $1,800
In addition to helping provide a financial safety net for covered and approved expenses, a dog insurance policy can help cover basic vet care, such as exams and medication.2
MetLife Pet is Ahead of the Pack
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Up to 3 dogs and cats can be covered on one family plan -
2022 Pet Insurance of the Year award winner4 -
Add-ons for routine checkups, vaccines, and spaying/neutering
Pet Insurance for Dogs of All Ages
Puppy Insurance
Your new furry addition to the family may come with some unforeseen vet bills. Get them covered.
Dog Insurance
Be prepared for any of the accidents or illnesses life might throw at your best friend. Help protect them now.
Senior Dog Insurance
We cover common ailments that affect senior dogs, like arthritis and diabetes. Support your older baby and sign up today.
Whether they’re eating socks or getting into scrapes, puppies may need a lot of vet care. Here’s how MetLife Pet has helped puppy parents save:5
- Parvo — $3,100 saved by Peanut Butter’s family when MetLife Pet reimbursed them the full vet bill after her serious parvo diagnosis
- Grape poisoning — $1,900 saved by Stella’s family when MetLife Pet reimbursed them for their $2,600 vet bill after Stella ate a toxic grape
- Kennel cough — $500 saved by Jax’s family when MetLife Pet reimbursed them for their $570 vet bill after Jax picked up kennel cough
Our customizable dog insurance plans could save you hundreds in vet bills. In fact, here’s how much MetLife Pet has saved dog parents recently:5
- Cruciate rupture— $5,100 saved by Mimi’s family when MetLife Pet reimbursed them for their $5,300 vet bill for Mimi’s ligament surgery
- Urinary tract infection (UTI) — $410 saved by Belle’s family when MetLife Pet reimbursed them for their $450 UTI vet bill
- Gastroenteritis — $700 saved by Ace’s family when MetLife Pet reimbursed them for their $1,000 vet bill for his diarrhea and vomiting.
Depending on their size, dogs become seniors anywhere from ages 7 to 11. No matter how old they are, MetLife Pet has helped keep seniors healthy while saving their families money, such as:5
- Pancreatitis — $1,700 saved by Braxton’s family when MetLife Pet reimbursed them for their $1,900 vet bill for his pancreatitis exam
- Heart disease — $500 saved by Forrest’s family when MetLife Pet reimbursed them for their $630 vet bill for his heart disease exam
- Osteoarthritis meds — $370 saved by Sunny’s family when MetLifePet reimbursed them for their $400 vet bill for her arthritis medication.
What’s Covered Under a Standard Policy6
Our pet insurance plans can help reimburse vet bills related to injuries and illnesses, helping provide a financial safety net for unplanned circumstances.
Accidents and Injuries
Broken bones, cruciate ligament tears,7 poisoning
Illnesses and Conditions
Cancer, hereditary and chronic disorders, gum disease
Exams and Prescriptions
Emergency exams, anxiety meds, prescription food
Procedures and Diagnostics
Surgeries, hospitalizations, x-rays, labs
Holistic/Alternative Therapies
Acupuncture, laser therapy, hydrotherapy
What’s Covered Under an Optional Preventative Care Policy8
While a standard policy can help protect against the unexpected, our optional wellness plan can help you save big on the predictable.
Preventative Care
Including annual exams and routine vaccines
Spaying & Neutering
Perfect for your youngest furry friends
Parasite Prevention
Heartworm, flea, and tick meds
Dental Work
Even cleanings and anesthesia
Read our coverage & exclusions to learn more, or call 1-800-GET-MET8 to chat with an expert.
How Our Dog Insurance Works
Take your dog to the vet
Visit any licensed vet, emergency clinic or specialist in the U.S. There's no network of providers to worry about.
Send us your claim
Pay your pet's vet bill, and send us your claim along with vet records and invoice from the visit.
Get money back quickly
We will follow up with your vet for any missing info. Most claims are processed in less than 2 weeks.
What Dog Parents Are Saying About Us
"Because we had MetLife, we were able to do the targeted therapy for Molly at no cost to us. I've never been so happy in my life to have secured the best insurance! It was a twice-daily trip for a week, 2 hours each way, that we would never have been able to swing if MetLife hadn't been there for us." — Ashley, Molly's mom
Ready to Give Dog Insurance a Try?
1 2022 “Lifetime of care study,” Synchrony, last accessed March 15, 2023
2 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC. Reimbursement options include: 70%, 80%, 90% and 100%. In addition, there is also a 50% option for MetGen underwritten policies only and a 65% option for IAIC underwritten policies only.
3 Based on a plan with 90% reimbursement rate, not including a $250 deductible
4 2022 Pet Innovation Awards, Independent Innovation Awards, last accessed October 6, 2022
5 All costs are based on MetLife internal claims data. Reimbursement amounts are based on specific policy coverage details and reimbursement rates. Savings can vary depending upon the coverage that is purchased.
6 Provided all terms of the policy are met. Application is subject to underwriting review. Policies issued by IAIC and MetGen contain certain restrictions, exclusions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions contact MetLife Pet.
7 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.
8 For policies issued by IAIC, coverage for these conditions is subject to a 6-month wait period. Please review your policy for complete details.
9 Can be purchased at an additional cost.
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