Dog Insurance

You can rest easy knowing your dogs and puppies are protected from head to tail with MetLife Pet Insurance. Starting at $15 a month.



Why Do You Need Pet Insurance for Your Dog?

Pet insurance can help reimburse you for your dog's covered and approved vet bills, which may help you worry less about your finances and focus on what really matters — your dog's health.

The yearly cost of health-related expenses for dogs can range from $534 - $1,285.1

That means you might spend upward of $19,000 just on medical care over the course of a dog's 15-year life.

Or you could pay a premium starting at $15 a month for a dog insurance policy2 that can help reimburse you for costly medical expenses.

A MetLife Pet Insurance policy can potentially help you save, allowing you to make decisions about your dog's health without cost being the deciding factor.

MetLife Pet Is Ahead of the Pack

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You can even take your dog to any licensed vet, emergency clinic, or specialist in the U.S. Join our crew and see why pet parents and their pups really dig us. Enter your information below to start with a free quote!

How MetLife Pet Can Help Dog Parents Save

Our customizable dog insurance plans can reimburse up to 90% of your vet bills.4 Here’s how MetLife Pet has helped dog parents save recently:5


Archie’s family saved $5,200 when MetLife Pet reimbursed them for their $8,200 vet bill after his cancer diagnosis.


Peanut Butter’s family saved $3,100 when MetLife Pet reimbursed them the full vet bill after her serious parvo diagnosis.

Pet Insurance for Puppies, Adults, and Senior Dogs

We don’t believe in age restrictions and can cover the youngest puppies, the grayest seniors, and every age in between.

How Much Is Dog Insurance?

MetLife Pet Insurance

What’s Covered Under a Standard Policy

Our pet insurance plans can help reimburse vet bills related to injuries and illnesses, helping provide a financial safety net for unplanned circumstances.

Accidents and Injuries

Broken bones, cruciate ligament tears,6 poisoning

Illnesses and Conditions

Cancer, hereditary and chronic disorders, gum disease

Exams and Prescriptions

Emergency exams, anxiety meds, prescription food

Procedures and Diagnostics

Surgeries, hospitalizations, x-rays, labs

Holistic/Alternative Therapies

Acupuncture, laser therapy, hydrotherapy

What’s Covered Under an Optional Preventative Care Policy

While a standard policy can help protect against the unexpected, our optional wellness plan can help you save big on the predictable.

Preventative Care

Including annual exams and routine vaccines

Spaying & Neutering

Perfect for your youngest furry friends

Parasite Prevention

Heartworm, flea, and tick meds

Dental Work

Even cleanings and anesthesia

Read our coverage & exclusions to learn more, or call 1-800-GET-MET8 to chat with an expert.

We’re Feeling the Love

At MetLife Pet Insurance, we’re dog parents too. That’s why we’re dedicated to helping you keep your dogs happy and healthy. But don’t take our word for it. Here’s what other pet parents had to say about us.

MetLife Pet Insurance has our back in covering for our beloved puppy, Praise's, accidental injuries. Thank you for giving us the protection we're exactly looking for!

Pinky V. A. ,, 8/7/2023

My dog had an idiopathic chylothorax, which is something no one can plan for, and I was so thankful to have my pet insurance through MetLife Pet! The claims process was easy and I was reimbursed quickly. When
I called to check on the claim, the people on the phone were kind and understanding! Thank you.

Valerie R.,, 8/5/2023

My recently adopted Australian Shepherd/lab mix had terrible vomiting, and required an ultrasound and ER visit. Looks like she came to me with a cat toy in her tummy. I had signed up with MetLife Pet Insurance through the rescue group. Boy, was I glad I did!. MetLife Pet was terrific. Easy to fill out the paperwork, just sent in the medical report and the bill. I feel good about being able to take care of my Piper without worrying about my bank account. Thank you, MetLife Pet.

Patti H., 7/20/2023

Ready to Give Dog Insurance a Try?

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.


1 2022 “Lifetime of care study,” Synchrony, last accessed March 15, 2022

2 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

3 2023 Pet Innovation Awards, Independent Innovation Awards, last accessed October 6, 2023

4 Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

5 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes.

6 For policies issued by IAIC, coverage for these conditions is subject to a 6-month wait period. Please review your policy for complete details.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

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