Pet Insurance for German Shepherds
If you own a German shepherd, you want what’s best for them. Dog insurance could help ease the cost of vet bills.
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Loyal and confident, athletic and noble, is it any wonder why German shepherds are so popular? Despite their many qualities, they are unfortunately predisposed to certain health conditions like degenerative myelopathy, as well as hip and elbow issues.1
Pet insurance for German shepherds can help pet parents manage eligible unexpected veterinary costs for accidents, illnesses, emergency care, surgery, and certain non-pre-existing breed-related health conditions.
What Does Pet Insurance Cover for German Shepherds?
Pre-existing conditions aren’t covered by pet insurance. However, enrolling your German shepherd in MetLife Pet Insurance before any symptoms develop may help cover treatment for many breed-related health conditions, including:2
- Degenerative myelopathy
- Elbow dysplasia
- Hip dysplasia
- Heart disease
- Allergies
These aren’t the only conditions that may be covered. MetLife Pet Insurance can also help pay for unexpected accidents and other common illnesses that can affect any dog.
Is Pet Insurance Worth It for German Shepherds?
Yes, pet insurance can be worth it for German Shepherds because the breed is prone to certain health conditions that may require costly veterinary treatment, emergency care, or surgery. Issues like degenerative myelopathy and hip dysplasia can lead to high veterinary costs. Below are the average treatment costs for some of the most common conditions.
Vet Costs for 5 German Shepherd Conditions
| Average Treatment Cost | Top Claim MetLife Pet Paid Out* |
Degenerative Myelopathy | $1,500 - $4,000 (first year)5 | $8,450 |
Elbow Dysplasia | $1,500 – $4,000 (per elbow)6 | $3,300 |
Hip Dysplasia | $3,500 – $10,000 (per hip)7 | $9,850 |
Heart Disease | $1,100 – $2,5008 | $4,250 |
Allergies | $200 – $2,5008 | $3,550 |
*Based on internal MetLife Pet data from June 2023 – December 2023. Vet costs can vary.
Depending on your plan, after meeting your deductible, you can be reimbursed according to your reimbursement rate (up to your plan’s annual limit).4 This can lead to significant savings.
Real savings for German shepherds
Here are some real-world examples where MetLife Pet Insurance helped German shepherd parents cover costs for treating common issues:9
- Ken, a young Irish setter from Tennessee, needed surgery for his hip dysplasia. The bill came to almost $2,750, and MetLife Pet reimbursed his parents for over $2,350.
- Ted, a senior Pomeranian from San Francisco, needed screening to confirm he had a heart murmur. The diagnostics came to $1,250, and MetLife Pet was able to cover over $925 of the cost.
Your German shepherd deserves great care. MetLife Pet can help.
See the Potential Savings for German Shepherds With MetLife Pet Insurance10
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Skin Allergies
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Bloat
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Growth or Tumor
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Ear Infection
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Hip Dysplasia
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Cruciate Ligament Tear
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Physical Therapy (per Session)
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Foreign Body Removal Surgery
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Vaccination
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Dental Cleaning
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Spay or Neuter
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Parasite Prevention (6-month supply)
German Shepherd Pet Insurance FAQs
Yes, you can enroll German shepherds in MetLife Pet Insurance. Our policies are customizable; you can choose your reimbursement rate, annual limit, and whether you want our Preventive Care Add-on.
Yes, MetLife Pet Insurance offers policies for older dogs, including senior German shepherds. Keep in mind that your dog’s age will affect the cost of your policy, as will other factors like where you live and the reimbursement rate you choose.
We recommend enrolling your German shepherd as soon as you’re able to. The reason is that pet insurance doesn’t cover pre-existing conditions. Enrolling your pup before symptoms begin could be the difference between being reimbursed and paying out of pocket for veterinary care.
Yes, MetLife Pet Insurance may be able to help you with eligible costs associated with bloat, also known as gastric dilatation and volvulus (GDV), including surgery and related veterinary care.
When you compare pet insurance plans, consider the coverage provided, deductible options, reimbursement rate options, annual limit, and how pre-existing conditions are handled. Look for optional wellness or routine care coverage if you want support with these types of expenses, and check customer reviews and claims satisfaction to find a plan that works for you.
