PET INSURANCE

Compare Pet Insurance Companies to MetLife Pet

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With the amount of pet insurance providers out there, choosing the right one for you and your pets may feel challenging. To help you on your journey, we’ve put together some information to show how MetLife Pet Insurance compares to other companies and plans.

Take a look at the charts below to quickly compare pet insurance plans in one place, or get a free personalized quote for a MetLife Pet policy now to speed up the research process.

Have a specific insurer in mind? Click the links below to jump to that comparison.

Nationwide Pet Insurance Comparison

Curious as to how some of the MetLife Pet Insurance policy provisions compare with those of Nationwide’s Major Medical℠ plan?1 Take a quick glance at our table, and then click the link below the table for the full comparison chart.

Includes All Ages and Breeds

0-Day Accident Waiting Period

Prescriptions

Spaying and Neutering

MetLife Pet Insurance

Yes

Yes2

Yes

Yes (optional add-on coverage)

Nationwide Pet Insurance

No

No

Yes

No

Visit our MetLife Pet vs. Nationwide pet insurance page to see the full comparison chart and learn more reasons why MetLife Pet may be the right choice for you.

Trupanion Pet Insurance Comparison

Looking to see how some of the MetLife Pet Insurance policy provisions compare with those of a Trupanion policy?3 Browse the table, and then check out the full comparison by clicking the link below the table.

24/7 Telehealth Access

Deductible Savings

Wellness and Preventative Care

Cancer Coverage

MetLife Pet Insurance

Yes

Yes4

Yes (optional add-on coverage)5

Yes

Trupanion Pet Insurance

No

No

No

Yes

Check out our MetLife Pet vs. Trupanion pet insurance page for the full comparison chart and more reasons MetLife Pet may be a great provider for you and your furry family.

Ready to Compare Prices?

See Rates for Your Pet

 

Embrace Pet Insurance Comparison

Wondering how some of the MetLife Pet Insurance policy provisions compare with those of an Embrace policy?6 Take a peek at the table, and then click the link below the table to view the full comparison chart.

No Per-Incident Limits

Spaying and Neutering

Includes All Ages and Breeds


0-Day Accident Waiting Period

MetLife Pet Insurance

Yes

Yes (optional add-on coverage)

Yes

Yes2

Embrace Pet Insurance

No

Yes (optional add-on coverage)

No

No

View our MetLife Pet vs. Embrace pet insurance page for the full comparison chart along with some reasons why MetLife Pet may be the right option for you.

 

Healthy Paws Pet Insurance Comparison

Have you thought about how some of the MetLife Pet Insurance policy provisions compare with those of a Healthy Paws policy?7 Check out the table, and then look at the full comparison chart by clicking the link below the table.

Wellness and Preventative Care

24/7 Telehealth Access

No Per-Incident Limits

Spaying and Neutering

MetLife Pet Insurance

Yes (optional add-on coverage)

Yes

Yes

Yes (optional add-on coverage)5

Healthy Paws Pet Insurance

No

No


Yes

No

Head to our MetLife Pet vs. Healthy Paws pet insurance page to view the full comparison chart and learn more about why MetLife Pet may be a great insurance provider for you and your pets.

 

Pets Best Pet Insurance Comparison

Want to see how some of the MetLife Pet Insurance policy provisions compare with those of a Pets Best policy?8  Take a look at our table, and then click the link below the table to find the full comparison chart.

No Per-Incident Limits

Holistic / Alternative Therapy

Deductible Savings

Spaying and Neutering

MetLife Pet Insurance

Yes

Yes 

Yes4

Yes (optional add-on coverage)

Pets Best Pet Insurance

No

No (with a few exceptions)


No

Yes

Visit our MetLife Pet vs. Pets Best pet insurance page so you can check out the full comparison chart and learn more reasons why MetLife Pet might be a great option for you.

Cover Your Pack With MetLife Pet’s Family Plans

See Our Multi-Pet Policy

 

Lemonade Pet Insurance

Curious as to how some of the MetLife Pet Insurance policy provisions compare with those of a Lemonade policy?9 Glance at the table, and then click the link below the table for the full comparison chart.

24/7 Telehealth Access

Includes All Ages and Breeds

0-Day Accident Waiting Period

Deductible Savings

MetLife Pet Insurance

Yes

Yes

Yes2

Yes4

Lemonade Pet Insurance

No

Yes

No

No

See our MetLife Pet vs. Lemonade pet insurance page for the full comparison chart and other reasons why MetLife Pet may be the right provider for you and your beloved companions.

 

ASPCA Pet Insurance Comparison

Wondering how some of the MetLife Pet Insurance policy provisions compare with those of an ASPCA policy?10 Check out our table, and then view the full comparison chart by clicking the link below the table.

0-Day Accident Waiting Period

24/7 Telehealth Access

Holistic/Alternative Therapy

Deductible Savings

MetLife Pet Insurance

Yes2

Yes

Yes

Yes4

ASPCA Pet Insurance

No

No

Yes

No

Check out our MetLife Pet vs. ASPCA pet insurance page to see the full comparison chart and find more reasons MetLife Pet might be a great choice for you.

Protect your Pets

Looking for more? Explore frequently asked questions and continue your research with a free quote.

Coverage is subject to the language of the policies as actually issued. This comparison or description of competitor policy(ies) was not furnished by the Nationwide, Healthy Paws, Lemonade, Pets Best, Trupanion, ASPCA, or Embrace. It was prepared solely by MetLife Pet Insurance based on publicly available summary information about competitors' offerings and highlights selected coverages of the policies referenced as of June 1, 2023 and is subject to change without notice. It may not be completely accurate and should not be the sole source of information relied upon in deciding which insurance coverage to purchase. To receive the latest information about other providers' available plans, please visit their website. If you have questions regarding the illustration or about a particular competitor’s policy or coverage, please contact a representative of the competitor. For completely reliable benefit comparisons, insurance departments (including North Dakota’s) advise that you obtain the benefit schedules directly from each applicable insurance company.

** A “No” in the above tables means this is not included or that exclusions may apply. As with any insurance policy, coverage may vary. Learn how MetLife Pet pet insurance works and review our coverage and exclusions.

1 Based on Nationwide’s California Major Medical℠ sample plan. Retrieved from petinsurance.com/forms, and information found across the Nationwide website.

2 Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy is compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2023 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

3 Based on Trupanion’s sample policy, retrieved from https://trupanion.com/pet-insurance/policy/view-sample-policy, and information found across the Trupanion website.

4 Your pet’s deductible automatically decreases by $25 (IAIC policies) or $50 (MetGen policies) each policy year that you don’t receive a claim reimbursement. May not be available in all states.

5 For IAIC policies, optional Preventive Care coverage is based on a Schedule of Benefits. For MetGen policies, optional Preventive Care coverage is included in the annual limit.

6 Based on an Embrace Full Coverage Pet Insurance sample plan, retrieved from https://www.embracepetinsurance.com/coverage, and information found across the Embrace website.

7 Based on a Healthy Paws sample plan, retrieved from https://www.healthypawspetinsurance.com/PolicyDocuments/StateDocuments/Global/Pet%20Health%20Insurance%20Policy%20Form%20WFIC%20LD-51186%20(08-18)%20(1).pdf, and information found across the Healthy Paws website.

8 Based on a Pets Best sample plan, retrieved from https://www.petsbest.com/coverage, and information found across the Pets Best website.

9 Based on a Lemonade Pet Insurance sample plan, retrieved from https://www.lemonade.com/pet, and information found across the Lemonade website.

10 Based on ASPCA’s sample policies, retrieved from https://www.aspcapetinsurance.com/more-info/sample-plans-for-dogs-cats/v41/, and information found across the ASPCA website.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

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