Includes All Ages and Breeds
Coverage is subject to the language of the policies as actually issued. This comparison or description of competitor policy(ies) was not furnished by the Nationwide, Healthy Paws, Lemonade, Pets Best, Trupanion, ASPCA, or Embrace. It was prepared solely by MetLife Pet Insurance based on publicly available summary information about competitors' offerings and highlights selected coverages of the policies referenced as of June 1, 2023 and is subject to change without notice. It may not be completely accurate and should not be the sole source of information relied upon in deciding which insurance coverage to purchase. To receive the latest information about other providers' available plans, please visit their website. If you have questions regarding the illustration or about a particular competitor’s policy or coverage, please contact a representative of the competitor. For completely reliable benefit comparisons, insurance departments (including North Dakota’s) advise that you obtain the benefit schedules directly from each applicable insurance company.
** A “No” in the above tables means this is not included or that exclusions may apply. As with any insurance policy, coverage may vary. Learn how MetLife Pet pet insurance works and review our coverage and exclusions.
1 Based on Nationwide’s California Major Medical℠ sample plan. Retrieved from petinsurance.com/forms, and information found across the Nationwide website.
2 Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy is compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2023 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.
3 Based on Trupanion’s sample policy, retrieved from https://trupanion.com/pet-insurance/policy/view-sample-policy, and information found across the Trupanion website.
4 Your pet’s deductible automatically decreases by $25 (IAIC policies) or $50 (MetGen policies) each policy year that you don’t receive a claim reimbursement. May not be available in all states.
5 For IAIC policies, optional Preventive Care coverage is based on a Schedule of Benefits. For MetGen policies, optional Preventive Care coverage is included in the annual limit.
6 Based on an Embrace Full Coverage Pet Insurance sample plan, retrieved from https://www.embracepetinsurance.com/coverage, and information found across the Embrace website.
7 Based on a Healthy Paws sample plan, retrieved from https://www.healthypawspetinsurance.com/PolicyDocuments/StateDocuments/Global/Pet%20Health%20Insurance%20Policy%20Form%20WFIC%20LD-51186%20(08-18)%20(1).pdf, and information found across the Healthy Paws website.
8 Based on a Pets Best sample plan, retrieved from https://www.petsbest.com/coverage, and information found across the Pets Best website.
9 Based on a Lemonade Pet Insurance sample plan, retrieved from https://www.lemonade.com/pet, and information found across the Lemonade website.
10 Based on ASPCA’s sample policies, retrieved from https://www.aspcapetinsurance.com/more-info/sample-plans-for-dogs-cats/v41/, and information found across the ASPCA website.
Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).