Coverage is subject to the language of the policies as actually issued. This comparison or description of Nationwide policy(ies) was not furnished by Nationwide. It was prepared solely by MetLife Pet Insurance based on publicly available summary information about competitors' offerings and highlights selected coverages of the policies referenced as of May 1, 2023 and is subject to change without notice. It may not be completely accurate and should not be the sole source of information relied upon in deciding which insurance coverage to purchase. To receive the latest information about other providers' available plans, please visit their website. If you have questions regarding the illustration or about a particular competitor’s policy or coverage, please contact a representative of Nationwide. Referenced publicly-available material for Nationwide sample plan. Retrieved from petinsurance.com/forms. For completely reliable benefit comparisons, insurance departments (including North Dakota’s) advise that you obtain the benefit schedules directly from each applicable insurance company.
*As with any insurance policy, coverage may vary. Learn how MetLife Pet pet insurance works and review our coverage and exclusions.
1 Based on Nationwide’s California Major Medical℠ sample plan. Retrieved from petinsurance.com/forms.
2 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.
3 May not be available in all states.
4 Reimbursement options include: 70%, 80%, 90% and 100%. In addition, there is also a 50% option for MetGen underwritten policies only and a 65% for IAIC underwritten policies only.
5 Deductible options range include: $0 - $750 in $50 increments and $1,000, $1,250, $1,500, $2,000 and $2,500
6 Your pet’s deductible automatically decreases by $25 (for IAIC underwritten policies) or $50 (for MetGen underwritten policies) each policy year that you don’t receive a claim reimbursement. May not be available in all states.
7 Approximately 80% of claims are processed within 10 days or less.
8 Based on a March 2023 review of publicly available summary information about competitors' offerings. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.
9 This discount is not available in Tennessee. This discount is only available to individuals who are eligible members or employees of an entity that has arranged for MetLife to offer pet insurance to its population (the discount is 10% for Employer Groups of all sizes and 5% for Associations of all sizes).
10 Nationwide discount is 5% for all employees on the products Nationwide sells in the group channel.
11 Multi-policy discount is not available with Family Plans.
12 When coverage is purchased on-line, a premium discount will apply during the first year of the policy.
13 A discount is available to serving and retired members of the Armed Forces & First Responders.
14 For MetGen underwritten policies, a discount is also available to active healthcare workers.
15 A discount is applicable to staff/owners of animal care facilities.
16 Annual limit options range from $500 - $25,000 in $1,000 increments. Unlimited benefit option subject to availability.
17 Based on a March 2023 review of publicly available summary information about competitors’ offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.
18 Wait period for accident coverage is midnight EST compared to 2 to 15 days for competitor's; wait period for illness coverage is 14 days compared to 14 to 30 days for competitor's, based on a January 2021 review of publicly available summary information about competitor's offerings.
19 All claims paid amounts are based on MetLife internal claims data from October 2022.
20 MetLife Pet Insurance Solutions LLC (fka "PetFirst Healthcare, LLC"), a MetLife company, has over 15 years of experience serving pet parents.
21 “2022 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards
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