Cat Insurance

A MetLife Pet Insurance policy for cats can help protect your bundle of fluff and your wallet from cat-astrophes. Starting at $9/month.



Why Do You Need Pet Insurance for Your Cat?

A cat insurance policy can help you make quick, confident decisions about your furry family member’s medical care without stressing a vet bill.

The yearly cost of health-related expenses for cats can range from $374 – $965.1

That means you could spend nearly $15,000 just on your cat’s medical care over the course of 15 years — and some cats live into their 20s.

Or you could pay a premium starting at $9 a month2 for a cat insurance policy that can reimburse you for these medical expenses.

As a result, a MetLife Pet Insurance policy can potentially help you save, helping you make decisions about your cat’s health without worrying about how you’ll afford it.

MetLife Pet Is Ahead of the Pack

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You can even take your cat to any licensed vet, emergency clinic, or specialist in the U.S. Join our crew and see why pet parents and their kitties are feline good about us. Enter your information below to start with a free quote!

How MetLife Pet Can Help Cat Parents Save

Our customizable cat insurance plans can reimburse up to 90% of your vet bills.4 Here’s how MetLife Pet has helped cat parents save recently:5


Clover’s family saved $10,000 when MetLife Pet reimbursed them for their $13,300 vet bill after she was severely injured by a wild animal.


Bisquick’s family saved $3,000 when MetLife Pet reimbursed them for their $3,330 vet bill after he had a urinary obstruction.

Pet Insurance for Kittens, Adults, and Senior Cats

We don’t believe in age restrictions and can cover little babies, cats old enough to remember when Mom had Myspace, and every age in between.


How Much Is Cat Insurance?


What’s Covered Under a Standard Policy

Our pet insurance plans can help reimburse vet bills related to injuries and illnesses, helping provide a financial safety net for unplanned circumstances.

Accidents and Injuries

Broken bones, cruciate ligament tears,6 poisoning

Illnesses and Conditions

Cancer, hereditary and chronic disorders, gum disease

Exams and Prescriptions

Emergency exams, anxiety meds, prescription food

Procedures and Diagnostics

Surgeries, hospitalizations, x-rays, labs

Holistic/Alternative Therapies

Acupuncture, laser therapy, hydrotherapy

What’s Covered Under an Optional Preventative Care Policy

While a standard policy can help protect against the unexpected, our optional wellness plan can help you save big on predictable, routine vet expenses.

Preventative Care

Including annual exams and routine vaccines

Spaying & Neutering

Perfect for your youngest furry friends

Parasite Prevention

Heartworm, flea, and tick meds

Dental Work

Even cleanings and anesthesia

Read our coverage & exclusions to learn more, or call 1-800-GET-MET8 to chat with an expert.

We’re Feeling the Love

At MetLife Pet Insurance, we’re cat parents too. That’s why we’re dedicated to helping you keep your cats happy and healthy. But don’t take our word for it. Here’s what other pet parents had to say about us.

Representative was easy to talk to. Understood my needs and my pet’s needs. Wonderful package. I'm very happy to protect my cat under a MetLife Pet policy.

Maria R.,, 8/8/2023

With an emergency that occurs out of the blue, the cost can begin to build up. We are so grateful that we decided to get Metlife Pet Insurance. After sending in the information that was required for the claim, we received our 100% reimbursement. If it was not for Metlife Pet, we would be out a couple of thousand dollars. Thank you for such a quick response.

Joni W.,, 7/13/2023

After joining a Facebook pet insurance group, I read up on peoples’ posts and replies. I saw a few insurance policies that looked interesting to me, I called several of them and ultimately chose MetLife Pet.  … One of my cats developed colitis, and the monthly prescription is 100% covered because it was not a pre-existing condition. My experience with submitting claims has been seamless when using the phone app. I am able to send claims on the computer as well. Customer service has been fantastic by phone and email. … I am very happy with the insurance!!

Gloria C.,, 7/6/2023

Ready to Give Cat Insurance a Try?

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.


1 2022 “Lifetime of care study,” Synchrony, last accessed March 15, 2023

2 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

3 2023 Pet Innovation Awards, Independent Innovation Awards, last accessed October 6, 2022

4 Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

5 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes.

6 For policies issued by IAIC, coverage for these conditions is subject to a 6-month wait period. Please review your policy for complete details.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

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