MetLife Pet Insurance Reviews from Pet Parents

Our story should have been a tragedy, but because of MetLife Pet Insurance our story is a “happily ever after.”

Last spring our two smallest Shih Tzus wiggled their way out of their enclosure and started barking at a doe who had just had a fawn. Of course, the doe became protective and trampled our dogs. Hazel sustained the worst of the injuries.

She had four broken ribs, a scratched cornea, an open wound on her rear and a broken pelvis. She required surgery (a plate and 5 screws) to repair her broken pelvis and stitches for the wound as well as round the clock care for 48 hours. Beau had badly bruised lungs and a broken rib. He was in critical condition when he arrived at the Emergency Room. The staff quickly rushed him away from us and put him in an oxygen bubble where he remained for the next day and a half. When we were presented with the quotes for the care and procedures they would need we were incredibly relieved to have insured them both. The price estimate we were given came to a total of about $16,000!

I hate to say this, but honestly I don’t know what we would have done if we didn’t have MetLife Pet. Because both of the dogs were young and healthy they were able to be released earlier than we were initially told. MetLife Pet paid out 100% of the claim we submitted. 

Both dogs have completely healed and Hazel was even able to have a litter of puppies! We are incredibly grateful for every day we have with them and will sing the praises of MetLife Pet to anyone who will listen.

– Angie Blakely, mom of Beau and Hazel

I adopted my dog, Stella, last March a mere 12 days after my other dog, Foxy, had passed. I also have two cats. With the adoption came a free month of MetLife Pet which I was grateful for since the first month with Stella presented several problems requiring vet bills, all of which were paid in full by MetLife Pet.

I was at first skeptical of the coverage they promised, that even flea meds and vaccinations were paid, and the reasonable monthly premium. I asked for a quote for all three animals and it was substantially lower than I was paying at the previous pet insurance company which didn’t cover flea meds, vaccinations, etc.

I switched over 10 months ago and have been amazed not only at how easy it is to file a claim online (takes less than a minute), but also how quickly and how much they pay me back.

When we had a flea infestation a few months back, I bought a thousand dollars worth of flea meds and every penny was covered. When my cat, Oliver, was vomiting over the course of a few days, I didn’t hesitate to take him in because I felt like they had my back and his!

I’m sure glad I did too because he most likely would not have gotten better without intervention or he certainly would have suffered unnecessarily. I was paid back within three days!

The most important thing I want to share is that MetLife Pet makes it easy to be a pet owner, to be proactive in their health, not to hesitate because you are afraid to spend the money. Believe me, I have told everyone about them and many have changed over and been very grateful. Although it might seem like it’s too good to be true, believe me, it’s true.

– Cecile Marie, mom of Stella and Oliver

In September 2022, we lost our precious Lagotto Molly the Magnificent. We decided not to go looking for another dog, but I saw this gorgeous picture of this miniature poodle, and as you may have guessed, at the end of September this gorgeous, little miniature poodle named Maddie (short for Madeline Elisabeth Garwood) was brought into our family.

We had never had a puppy before, and as we started learning about the expenses that we would have to put out in the first year with the veterinarian for a brand new dog, we started looking for pet insurance. To be honest, I didn’t know that pet insurance was a thing! After some research, we decided on MetLife Pet. I have to tell you, I have never been happier with insurance in my life than I have been with MetLife Pet for our pet.

We had to get her vaccinations, we had to get her spayed, and in the first six months, this amounted to a rather significant sum of money. But with MetLife Pet, all we had to do was submit the receipt, and the check was in the mail within a week. Thank you, MetLife Pet!

– Paige Garwood, mom of Maddie