3 Reasons Indoor Cats Need Pet Insurance

2 min read
Feb 07, 2022

If you are an owner of a cat that spends the majority of the time indoors, you may be asking yourself does my indoor cat that leads a pampered charmed life really need pet insurance? While outdoor cats certainly have more potential risk for accidents and injuries due to their surroundings, indoor cats are still at risk for serious health conditions, despite their cushy living conditions. 

Cat Insurance Can Be Cost Effective 

Each pet insurance provider has their own formula that determines cost of premiums. MetLife1 offers multiple pet insurance plan options  for cats to provide pet parents flexibility on pricing and coverage. 

Accidents and Injuries Still can Occur Indoors: 

As mentioned above, outdoor cats are exposed to hazardous situations given their time spent outdoors. However there are many accidents and injuries that can occur to indoor cats that can be just as serious and just as expensive. Accidents and injuries that may be a result of the living environment aside, all cats are susceptible to illnesses including digestive issues, cancer, diabetes, thyroid disease, leukemia, kidney failure, heart disease, and more. 

Breed Specific Conditions: 

Many cats face medical issues that aren't related to their overall health or accidents at all. Some cat breeds have breed specific conditions that can become quite costly. For example,  Abyssinians can be affected by retinal atrophy, a disease that causes blindness as early as eight to 12 weeks old. This is one reason why it can be recommended to consider coverage on your cat as early as possible.

Consider Investing in Cat Insurance  

Looking for more ways to protect your kitty?  Consider investing in a cat insurance policy with MetLife Pet Insurance.1  Get your free quote today. 

Protect your Indoor Cat

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Nothing in this article should be construed as financial, legal or veterinary advice. Please consult your own advisors for questions relating to your and your pet’s specific circumstances.

1 Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.