From Savannah to Atlanta, there’s plenty of reasons to love living in Georgia. But pet parents should also be aware of some of the major risks their furry companions may face in the Peach State. Let’s take a look at those hazards, and then see how award-winning1 MetLife Pet Insurance can help you protect your cat or dog.
Looking for Pet Insurance in Georgia?
Why Pet Insurance May Be a Good Idea if You Live in Georgia
Georgia residents know that summertime means severe heat and stifling humidity. Under these conditions, it’s easy for your pets to become dehydrated or suffer from heatstroke. Add to that the propensity for severe storms, flooding, tornadoes, and hurricanes, and the weather alone is reason enough to protect your pet from potential emergencies.
Pet owners in Georgia may also be concerned with protecting pets from mosquito-borne illnesses. The state’s muggy climate makes it the perfect breeding ground for swarms of mosquitoes. One bite from a mosquito could transmit a serious disease, including heartworm, Eastern Equine encephalitis, and West Nile virus.2
Pest and parasite prevention is key to keeping your fur babies happy and healthy. It’s also one of the many important services that can be covered by pet insurance from MetLife Pet. Keep reading to find out what other benefits our members can enjoy.
Why Choose a MetLife Pet Insurance Policy?
Searching for the best pet insurance in Georgia? While there are many options, you may like to know that MetLife Pet was named "Pet Insurance of the Year" in the 2023 Pet Independent Innovation Awards.1 Here are just a few of the things we can typically cover that makes our coverage stand out:
- Zero-day waiting period for accidents and optional preventive coverage and 14-day waiting period for illnesses3
- Protect multiple pets under one policy with a single monthly premium — since MetLife Pet is the only provider to offer family pet plans4
- Discounts for healthcare workers, first responders, and armed forces members5
- Covered services typically reimbursed in just 10 days or less
- Deductible options to fit your budget, with yearly discounts6,7
MetLife Pet Insurance Is Available in Georgia. See What’s Covered
We can’t always predict what the future holds for our pets. That’s why MetLife Pet Insurance offers expansive coverage to help cover your bases. Coverage for our policyholders can typically include:
- Accident coverage
- Illness coverage, including hereditary conditions
- Surgery and hospitalization
- Prescription medicine
- Emergency care and exams
And that’s just the beginning. When you enroll in a dog insurance or cat insurance plan, you can choose the protections best suited for you and your pets.
How Much Is Pet Insurance in Georgia?
In exchange for a monthly premium, you can get reimbursed for up to 90% of the cost of covered services your pets may need.8
How much is a monthly premium? MetLife Pet plans start at $9 per month for one cat and $15 per month for one dog.9 However, other factors can impact your monthly payments. If you live in or near a large city, like Atlanta, you may pay more than if you live in a smaller town, like Riverdale. Your pet’s species, breed, sex,10 and age can also influence your premium. To learn more about the ins and outs of pet insurance costs, check out “How Much Does Pet Insurance Cost” or get a free quote now in just a few steps.
Pet Insurance Claims We Paid in the Peach State
Wondering what all those benefits come out to in savings? See if pet insurance is worth it for you by looking at a few claims we’ve paid to our members in Georgia:11
- Nearly $6,900 paid to help cover the cost of immune mediated hemolytic anemia treatment for a 4-year-old pup in Canton, GA.
- More than $2,700 reimbursed after a 1-year-old kitten swallowed a ribbon in Lawrenceville, GA.
- About $2,000 paid for an exam to help a senior schnauzer with gastrointestinal tract issues near Dacula, GA.
- Almost $2,100 reimbursed after treating a cat’s constipation in Decatur, GA.
Adoption shelters in GA
Are you thinking about adopting a new cat or dog best friend? Adoption shelters in Georgia are ready to help! Check out one below, and be sure to stop by if you’re local to see all the pets ready for adoption.
1551 Perry Blvd NW, Atlanta, GA 30318
If You Live in Georgia, Consider Insuring Your Pet
From severe weather events to dangerous wildlife, Georgia presents unique challenges to your pet’s health and safety. Take some weight off of your shoulders with a MetLife Pet Insurance plan designed to help you give your dog or cat the care they deserve. Start by fetching a free quote today.
Pet Insurance Can Help Cover
Pet Injury & Illness Costs
There is no substantive difference between a MetLife Pet Insurance policy in Georgia and a MetLife Pet policy in another U.S. State.
**As with any insurance policy, coverage may vary. Review our coverage and exclusions.
1 “2023 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards
2 “Mosquito-borne Diseases,” Georgia Department of Public Health
3 Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2023 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.
4 Based on a March 2023 review of publicly available summary information about competitors’ offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.
5 Discount may not be available in all states. A discount is available to Healthcare Workers, First Responders, and serving and retired members of the Armed Forces.
6 Deductible options range include: $0 – $750 in $50 increments and $1,000, $1,250, $1,500, $2,000 and $2,500
7 Your pet’s deductible automatically decreases by $25 (IAIC policies) or $50 (MetGen policies) each policy year that you don’t receive a claim reimbursement. May not be available in all states.
8 Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.
9 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.
10 For IAIC policies only
11 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes.
Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).
Disclosure for Maine Residents
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