Pet Insurance in California | MetLife Pet Insurance

Protect your furry family members in the Golden State with award-winning¹ pet insurance from MetLife Pet.

Fetch a Quote

Comprehensive Cat and Dog Insurance in California

Our pet insurance has your cat or dog covered for illnesses, injuries, and preventive care from licensed vets in CA and beyond.

Illnesses

Get coverage for illnesses and diseases — including cancer, diabetes, and heart disease.

Injuries

Get coverage for various injuries, accidents, surgeries, and emergency vet visits.

Preventive Care

Get our Preventive Care add-on to help cover wellness vet bills — like vaccines and dental cleanings.

Benefits of Having Pet Insurance in California

Life in California comes with its own unique adventures — like driving the Big Sur coastline and exploring Joshua Tree National Park — but your pet’s health shouldn’t be one of them. That’s why pet parents across the country choose our award-winning¹ coverage that starts at $7 per month for cats and $16 per month for dogs.²

Foreign Body Removal

Jojo, a dog from the San Francisco area, swallowed one of his toys and had surgery to remove it.

Real claim: $7,325

MetLife Pet covered:³
$6,500

Poison Ingestion

Cooper, a puppy from Oakland, ate the poisonous plant oleander. He was taken to the vet and treated.

Real claim: $2,875

MetLife Pet covered:³
$2,575

Soft Tissue Injury

Melon, a dog from the Los Angeles area, tore a tendon in her leg. She had surgery to repair the injury.

Real claim: $6,025

MetLife Pet covered:³
$4,825

Get Award-Winning¹ Coverage in California

(855) 270-7387

Get a Personalized Quote

There is no substantive difference between a MetLife Pet Insurance policy in California and a MetLife Pet policy in another U.S. state.

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.

¹ “2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

² Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

³ All claims paid amounts are based on MetLife Pet internal claims data from October and November 2023. These examples are for illustrative purposes only. These are based on policies with a $500 deductible and 90% reimbursement, a $250 deductible and 90% reimbursement, and a $250 deductible and 80% reimbursement. The pet policies issued by Metropolitan General Insurance Company are the governing documents with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policies to determine coverage in each individual case.

⁴ Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy. Illness coverage begins 14 days from the effective day of your policy.

⁵ Coverage options may be limited for certain ages

⁶ Based on a March 2025 review of publicly available summary information of top competitors. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

⁷ Virtual veterinary services are available through the MetLife Pet App and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.

⁸ Reimbursement options include: 50%, 70%, 80% and 90%. Restrictions apply.

⁹ All Zelle® marks used herein are the exclusive property of Early Warning Services, LLC. MetLife Pet Insurance is not authorized, endorsed, or sponsored by the respective owners of Zelle, or any other third-party marks.

Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota), and MetLife Pet Insurance Solutions Agency LLC (Illinois).

L4620445[exp0727][All States and][No Territories]

California Pet Insurance

Comprehensive Cat and Dog Insurance in California

Illnesses

Illnesses

Injuries

Injuries

Preventive Care

Preventive Care

Benefits of Having Pet Insurance in California

Real stories from policyholders in California

Foreign Body Removal

Poison Ingestion

Soft Tissue Injury

Be Prepared for the Unexpected

Get Award-Winning¹ Coverage in California

California Pet Insurance

Comprehensive Cat and Dog Insurance in California

Illnesses

Illnesses

Injuries

Injuries

Preventive Care

Preventive Care

Benefits of Having Pet Insurance in California

Real stories from policyholders in California

Foreign Body Removal

Poison Ingestion

Soft Tissue Injury

Be Prepared for the Unexpected

MetLife Pet Makes Pet Insurance in California Easy

Get Award-Winning1 Coverage in California

Get Award-Winning¹ Coverage in California