Dog Insurance
Every tail wag deserves protection. Confidently care for your pup with plans starting at $16 per month — so you can help your dog get well and live well.1
or call 855-270-7387
Reasons To Insure Your Dog With MetLife Pet
Enroll dogs of all ages4
From puppies to senior dogs, there are no barriers to enrollment or continued coverage. Our accident and illness plan is for dogs of all ages.
Customizable family plans
Build a plan that fits your needs and budget — and cover multiple pets under one policy with a shared deductible.4
Quick coverage
Life comes at you fast, and so should your coverage. We have a 0-day waiting period on accidents and Preventive Care benefits.5
Free 24/7 vet chat6
Get lightning-fast support, day or night, no matter where you are, with vet telehealth services in our mobile app.
What Do Our Dog Insurance Plans Cover?
With coverage for a wide range of expenses, MetLife Pet’s plans can help you put your dog’s health before your wallet. Get reimbursed for care related to injuries and illnesses — like the ones below — plus the option to add coverage for routine and preventive care.3
Accidents and Injuries
Broken bones, foreign body ingestion, poisoning
Illnesses and Conditions
Diabetes, periodontal disease, hereditary and chronic disorders
Exams and Prescriptions
Emergency exams, prescription food, pain and anxiety meds
Procedures and Diagnostics
Surgeries, X-rays, blood work, hospitalizations
Holistic/Alternative Therapies
Acupuncture, laser therapy, hydrotherapy
See the Potential Savings With MetLife Pet Insurance7
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Skin Allergies
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Growth or Tumor
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Heart Disease
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Diabetes
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Broken Bone
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Severe Trauma (vehicular)
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Poisoning
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Cruciate Ligament Tear
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Vaccination
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Dental Cleaning
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Spay or Neuter
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Parasite Prevention (6-month supply)
How To Use Our Dog Insurance
Real Savings From Our Policyholders
Gus: Abdominal Swelling
This 5-year-old dog living near Minneapolis, MN, experienced an abdominal effusion and was brought to the vet for an exam and treatment.
MetLife Pet covered $10,500 of the $16,600 bill.12
Max: Foreign Object
This 8-year-old dog living near Denver, CO, ingested a sock and needed an exam and surgery to remove it.
MetLife Pet covered $5,400 of the $6,800 bill.12
Dog Insurance Coverage for All Breeds
MetLife Pet offers dog insurance to puppies, adults, and seniors regardless of their breed. Check out how much you could save with insurance for these popular breeds.
FAQs About Dog Pet Insurance
MetLife Pet’s dog insurance starts at $16 per month for one dog, but your exact price depends on a few factors.1 Your pet’s age, species, breed, and your zip code all impact the cost. Choosing a different reimbursement rate, deductible, or annual limit can also change the price3,13,14 — as well as adding more pets to a policy or Preventive Care coverage.
Our flexible coverage makes it easy to find what works for your dog at every stage of life. Visit our plans page for more information on our available insurance options.
Get coverage for all of your furry companions with pet insurance for multiple pets. Add up to three pets (dogs and cats allowed) on a single policy with a shared deductible to save even more money.4
We also offer cat insurance for your frisky feline friends and may be able to cover certain exotic pets — like rabbits, birds, ferrets, and reptiles.
Getting pet insurance any time is a great idea! Usually, the sooner you can enroll your dog in an insurance policy, the better your chances are they’ll be covered for new health conditions and vet bills.
You may find that a good time to get dog insurance is before pre-existing conditions arise, when it helps protect your finances and is within your budget, or while your pet is young.
Yes, senior dogs can benefit from pet insurance — and MetLife Pet won’t deny their enrollment because of their age. While some of your older dog’s health issues might fall under a pre-existing condition exclusion, you could still get money back if new accidents or illnesses pop up. This might make it easier to manage unexpected vet bills if you’re already paying for chronic condition costs.
A dog insurance policy can provide financial protection, so you can focus on the health and happiness of your pup while reducing the stress of costly vet bills.
MetLife Pet dog insurance plans typically don’t provide coverage for things like pre-existing conditions, elective or cosmetic procedures, microchipping, grooming, obedience training, or breeding.
Download a sample policy for more coverage details.
As long as the expenses don’t fall under any exclusions, our dog insurance policies can help you cover tooth extractions for deciduous teeth, plus diagnostics and treatment related to periodontal disease and dental injuries. But dog insurance doesn’t cover routine dental care.
If you want coverage for your dog’s routine teeth cleanings and related extractions, you may be able to get reimbursed, up to your plan’s annual limit, through our optional Preventive Care plan add-on.
Visit our pet dental insurance coverage page for more details.
Help Protect Your Pup at Any Age