Dog Insurance

You can rest easy knowing your dogs and puppies are protected from head to tail with MetLife Pet Insurance. Starting at $15 a month.

Pet Insurance Review 4.7 out of 5

Why Do You Need Pet Insurance for Your Dog?

Pet insurance can help reimburse you for your dog's covered and approved vet bills, which may help you worry less about your finances and focus on what really matters — your dog's health.

The yearly cost of health-related expenses for dogs can range from $534 - $1,285.1

That means you might spend upward of $19,000 just on medical care over the course of a dog's 15-year life.

Or you could pay a premium starting at $15 a month for a dog insurance policy2 that can help reimburse you for costly medical expenses.

A MetLife Pet Insurance policy can potentially help you save, allowing you to make decisions about your dog's health without cost being the deciding factor.

MetLife Pet Is Ahead of the Pack

  • Blue pawprint icon
  • Awards Icon
  • Blue dog with green collar icon

You can even take your dog to any licensed vet, emergency clinic, or specialist in the U.S. Join our crew and see why pet parents and their pups really dig us. Enter your information below to start with a free quote!

How MetLife Pet Can Help Dog Parents Save

Our customizable dog insurance plans can reimburse up to 90% of your vet bills.4 Here’s how MetLife Pet has helped dog parents save recently:5


Archie’s family saved $5,200 when MetLife Pet reimbursed them for their $8,200 vet bill after his cancer diagnosis.


Peanut Butter’s family saved $3,100 when MetLife Pet reimbursed them the full vet bill after her serious parvo diagnosis.

Unleash Savings With MetLife Pet Insurance


What You Can Save 6

You Pay


MetLife Pet Covers


Total Vet Bill


Pet Insurance for Puppies, Adults, and Senior Dogs

We don’t believe in age restrictions and can cover the youngest puppies, the grayest seniors, and every age in between.

How Much Is Dog Insurance?

MetLife Pet Insurance

What’s Covered Under a Standard Policy

Our pet insurance plans can help reimburse vet bills related to injuries and illnesses, helping provide a financial safety net for unplanned circumstances.

Accidents and Injuries

Broken bones, cruciate ligament tears,7 poisoning

Illnesses and Conditions

Cancer, hereditary and chronic disorders, gum disease

Exams and Prescriptions

Emergency exams, anxiety meds, prescription food

Procedures and Diagnostics

Surgeries, hospitalizations, x-rays, labs

Holistic/Alternative Therapies

Acupuncture, laser therapy, hydrotherapy

What’s Covered Under an Optional Preventative Care Policy

While a standard policy can help protect against the unexpected, our optional wellness plan can help you save big on the predictable.

Preventative Care

Including annual exams and routine vaccines

Spaying & Neutering

Perfect for your youngest furry friends

Parasite Prevention

Heartworm, flea, and tick meds

Dental Work

Even cleanings and anesthesia

Read our coverage & exclusions to learn more, or call 855-270-7387 to chat with an expert.

Recent Reviews From Pet Insurance Review

MetLife Pet is a great choice

I analyzed at least 10 other insurance companies, and MetLife Pet insurance far exceeded the value of all other insurance companies. All of the companies had caps whereas MetLife Pet was a straight 90% (you can choose a less % for a lower premium) on all claims after your deductible has been met. It was a no-brainer. MetLife Pet makes the claims process seamless.

Floups,, 11/10/2023


One less thing to worry about!

When your loved one, in this case your dog, is sick, you have so many things to worry about. One of them may probably be affordability. MetLife Pet Insurance is great! Customer service is helpful with all my questions. They work with your vet office to get all the necessary paperwork to process your claim.

P.,, 11/09/2023


Easy claims process and quick payment

I sent the claim in and heard back a few days later that it was accepted. Payment was on the way a couple days later. Not too difficult to do. Thank you!

Joyce,, 11/08/2023


I saved so much on the unexpected

I am glad I decided to get this. Since I have started this insurance my dog has had ACL surgery, started seasonal allergies, and has had a clogged tear duct procedure. Usually we are only at the vet once a year for shots! This saved me so much money for all that unusual stuff that happened this year. I have been telling all of my family and friends to get it.

Lisa,, 11/02/2023


MetLife Pet offers great wellness benefits

This is my first dog ever. I adopted him as a 7 year old rescue. Being older myself, I knew health care is important. I did a lot of research and MetLife Pet offered the most benefits, including wellness. They are quick to get to, easy to file claims, and even include flea, tick, and heartworm meds all under one deductible. I am very pleased

Read More

Sharon,, 11/01/2023


I was able to give my dog the best care

This company has been absolutely fabulous to deal with since I first signed up with them. My Australian Kelpie is a rescue. Shortly after we got her, she developed a cancerous kidney and had to have it removed. MetLife Pet took care of the claim in record time, and each time the sweet old girl has had an issue, their settlement time and payout

Read More

Linda,, 10/31/2023


We don’t have to fear paying vet bills

Having 3 dogs is already expensive, and finding affordable coverage was mind-numbing. We had another company for a few years but could only afford accident/routine care. Even then, they found a reason to deny or lowball almost every claim. Since switching to MetLife Pet, we've had one dog hospitalized and another began treatment

Read More

Jaime,, 10/17/2023


Emergency vet costs nearly covered!

A new puppy means everything goes in the mouth despite being crated and watched like a hawk. Well, something hurt her GI tract and she had fluids coming out of both ends. An emergency hospital visit and 4 days later, the vet bills were over $5,000! Thank goodness I had MetLife Pet insurance! Once I submitted a claim online and uploaded

Read More

Laura,, 10/13/2023


MetLife Pet has always taken care of us

We have had MetLife Pet insurance since our dog was a pup and they have always taken great care of us. Their claim service is so easy and communication is always there if we ever have questions. Highly recommend it!

Jennifer,, 9/30/2023


Ready to Give Dog Insurance a Try?

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.


1 2022 “Lifetime of care study,” Synchrony, last accessed March 15, 2022

2 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

3 2023 Pet Innovation Awards, Independent Innovation Awards, last accessed October 6, 2023

4 Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

5 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes.

Examples are for illustrative purposes only. Please note that these examples do not include or account for any premium expense required to pay the pet policy. Actual premium rates may vary based on pet age breed, location, deductible, reimbursement rate, and annual limits you choose. Examples are based on covered expenses on a policy with a 90% reimbursement after meeting a $250 deductible. The pet policy issued by MetGen is the governing document with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policy to determine coverage in each individual case.

7 For policies issued by IAIC, coverage for these conditions is subject to a 6-month wait period. Please review your policy for complete details.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

L0323030367[exp0325][All States][DC,GU,MP,PR,VI]

Virtual veterinary services are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken through Askvet.