Award-Winning Pet Insurance in Vermont for Dogs & Cats

Six Minutes
Jun 14, 2023

Few places are more quintessentially New England than Vermont. With historic cities, world-famous autumnal splendor, and plenty of activities for all, it’s easy to see why so many are proud to call the Green Mountain State their home.

However, life in Vermont doesn’t come cheap. Although data may suggest it's the third-cheapest state in New England, Vermont’s cost of living remains higher than average on a national scale.1 This can make the cost of pet care an even bigger concern for Vermonters with furry family members.

If you want to ease the financial burden of vet bills, award-winning2 MetLife Pet Insurance may be able to help. Vermont residents — keep reading to see how you could save on pet expenses while keeping them safe.

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Why Pet Insurance May Be a Good Idea if You Live in Vermont

With thousands of acres of mountains and forests to hike and camp in, there’s no shortage of ways to enjoy the great outdoors with your pets in Vermont. But nature comes with risks. Ticks and mosquitoes carry dangerous diseases, and accidents in the wild can easily cause injury.

Emergency vet bills for cats and dogs can quickly reach thousands of dollars. But don’t let that keep you indoors! A dog or cat insurance policy can help cover the cost of both routine and surprise vet visits. That’s one reason pet insurance can be worth the investment for so many pet parents.

Why Choose a MetLife Pet Insurance Policy?

MetLife Pet was named “Pet Insurance of the Year” in the 2023 Pet Independent Innovation Awards Program.2 We strive to limit exclusions while providing the most coverage and keeping costs affordable. Here are some more reasons you may find MetLife Pet to be the best pet insurance in Vermont for you:

  • Coverage for routine and preventive care
  • Accident and illness coverage for when emergencies happen
  • Up to three cats and/or dogs under one policy and deductible3
  • Claims processed and reimbursed within 10 days
  • Brief waiting periods for accident and illness coverage4

Learn more about how pet insurance works and read on for more coverage details.

MetLife Pet Insurance Is Available in Vermont. See What’s Covered

Do you prefer the sound of a cat purring on your lap, or do you love hearing your dog bark when you come home? With MetLife Pet Insurance, each of your furry family members can have access to coverage options with both cat insurance and dog insurance. Your exact coverage will depend on your policy, but here are a few things we can typically cover:

  • Prescription medication
  • Vet-recommended specialty foods
  • Diagnostic tests
  • Surgery and emergency care
  • Holistic care and alternative therapy

How Much Is Pet Insurance in VT?

When you enroll in a MetLife Pet policy, you can get coverage starting at $9 per month for one cat and $15 per month for one dog.5 Your exact monthly premium will depend on a few factors unique to you, including where you live.

Do you live in Burlington or just outside Essex? Residents in larger cities may pay higher premiums than those located in rural regions. Other factors that can impact what you pay for your policy include your pet’s species, breed, sex,6 and age, as well as the level of coverage you choose. For more information, check out a breakdown of how much pet insurance costs or get a personalized quote.

Pet Insurance Claims We Paid in Vermont

There’s a lot more we could say about what makes MetLife Pet exceptional. Here are a few examples from real-life policy members:7

  • Over $175 paid — This helped pay for a hip dysplasia exam for a 6-year-old, mixed breed pup near Brattleboro, VT.
  • Over $150 paid — This provided coverage for a routine vet exam for a golden retriever puppy near Montpelier, VT.
  • About $115 paid — This assisted in paying for a dermal cyst exam on a 9-year-old, mixed breed dog in Burlington, VT.

If You Live in Vermont, Consider Insuring Your Pet

Accidents happen — whether it’s a sprained paw on the hiking trails of Stowe or a belly ache from a stolen pint of ice cream. A MetLife Pet policy can help you protect your pet and your wallet. Find out how by getting a free quote today.

Pet Insurance Can Help Cover
Pet Injury & Illness Costs

There is no substantive difference between a MetLife Pet Insurance policy in Vermont and a MetLife Pet policy in another U.S. State.

**As with any insurance policy, coverage may vary. Review our coverage and exclusions

1 “Cost of Living in Vermont (2023),” SoFi

2 “2023 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

3 Based on a March 2023 review of publicly available summary information about competitors’ offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

4 Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy is compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2023 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

6 For IAIC policies only

7 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).”

Disclosure for Maine Residents

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