Award-Winning Pet Insurance in New Mexico for Dogs & Cats

Five Minutes
Aug 07, 2023

Few places are more magical than New Mexico. From the folk markets of Santa Fe to the scenic desert beyond Albuquerque, the state offers a plethora of pet-friendly activities to enjoy. But as a pet owner in New Mexico, you should also be aware of the major risks to pets in the state. Let’s take a look at some of those risks and how to keep your cat or dog safe, as well as how you can benefit from award-winning1 MetLife Pet Insurance in New Mexico.

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Why Pet Insurance May Be a Good Idea if You Live in NM

Whether you like to explore the arid outdoors with your pet or prefer a more relaxed lifestyle, there are some potential hazards every pet owner in New Mexico should be aware of:

  • Severe weather: Rain might be a rarity in the desert, but when it does rain, it pours. Powerful thunderstorms and flash floods are not uncommon to the New Mexico desert. Pets caught outside are at risk of being injured by debris and raging torrents.
  • Zoonotic diseases: Pet owners in New Mexico should be aware of the diseases that can be transmitted between animals. Known as zoonotic diseases, these include rabies, Rocky Mountain spotted fever, and hantavirus.2 Keep your pets safe with vaccines and pest prevention.
  • Dangerous wildlife: When it comes to the desert, appearances can be deceiving. The parched landscape is actually home to a diverse wildlife population, including venomous snakes, mountain lions, and coyotes. A chance encounter with any of these animals could put your pet in the emergency vet hospital.
  • Heat hazards: Temperatures in New Mexico regularly hit triple digits.3 This can quickly turn a hot day out into an emergency. Dehydration is always a risk for pets, but even a well-watered pet can still suffer from heatstroke.

Why Choose a MetLife Pet Insurance Policy?

Looking for the best pet insurance in New Mexico? As you explore your options, take a look at some of the benefits and features that may have helped MetLife Pet win "Pet Insurance of the Year" in the 2023 Pet Independent Innovation Awards:

  • Pick the deductible that works for you4
  • A zero-day waiting period for accident and optional preventive care coverage5
  • Premium discounts for animal care workers, armed forces members, first responders, and healthcare workers6,7
  • Protect all your pets under one policy with the only family plan8
  • No network — meaning you can choose any licensed veterinarian

Learn more about how pet insurance works and keep reading for more coverage details.

MetLife Pet Insurance Is Available in New Mexico. See What’s Covered

What can you expect from our pet insurance plans in New Mexico? Your exact coverage will depend on your specific policy, but here are a few things we can typically cover:

  • Accidents and illnesses, including hereditary illnesses
  • Surgery
  • Emergency care and hospitalization
  • Vet-prescribed specialty diets and medication
  •  Exams and diagnostic tests

How Much Is Pet Insurance in New Mexico?

Investing in a dog insurance or cat insurance plan means paying a monthly premium to save on future vet bills. A MetLife Pet plan can cost as low as $9 per month for one cat and $15 per month for one dog,9 but it also depends on a few other factors.

Residents of larger cities, like Albuquerque, may pay more in premiums than residents of smaller towns, like Dulce. That’s because the cost of vet services is usually higher in metropolitan areas. Other factors that can influence the price include your pet’s species, breed, sex,10 and age, as well as your exact coverage type. To learn more, read our guide on “How Much Does Pet Insurance Cost?” or get a free custom quote in just a few steps.

Pet Insurance Claims We Paid in the Land of Enchantment

Across the country, members have been saving on covered expenses thanks to our award-winning1 pet insurance. New Mexico is no different. Take a look at some real-life examples of costs we reimbursed to MetLife Pet policyholders to help you see if pet insurance is worth it for you:11

  • Over $800 paid — Senior dog Kahlua and his pet parents saved big on a gastroenteritis exam in Albuquerque, NM.
  • Almost $580 reimbursed — The parents of a small pup in Santa Fe, NM, got reimbursed for nearly the full cost of treating their beloved pet’s dietary issues.
  • Nearly $400 saved — When 7-year-old cat Velour was having stomach problems, her concerned owners took her to the vet and had nearly the entire bill covered by their cat insurance policy.

If You Live in New Mexico, Consider Insuring Your Pet

From majestic deserts to rich cultural cities, New Mexico has a lot to offer for pets and their parents. Keep your fur babies protected with MetLife Pet Insurance, so you can focus on living the enchanted life in New Mexico. Get started with a free quote today.

Pet Insurance Can Help Cover
Pet Injury & Illness Costs

There is no substantive difference between a MetLife Pet Insurance policy in New Mexico and a MetLife Pet policy in another U.S. State.

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.

1 “2023 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

2 “Zoonotic Diseases,” New Mexico Department of Health

3 “Climate in New Mexico,” New Mexico State University

4 Deductible options range include: $0 – $750 in $50 increments and $1,000, $1,250, $1,500, $2,000 and $2,500

5 Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2023 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

6 A discount is applicable to staff/owners of animal care facilities. Not available in NY.

7 Discount may not be available in all states. A discount is available to Healthcare Workers, First Responders, and serving and retired members of the Armed Forces.

8 Based on a March 2023 review of publicly available summary information about competitors’ offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

9 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

10 For IAIC policies only

11 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).


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