Award-Winning Pet Insurance in Nevada for Dogs & Cats

Five Minutes
Aug 07, 2023

Whether it’s “Viva Las Vegas” or the rugged mountains, there’s something magnetic about Nevada. It’s the perfect place for pet parents to enjoy life with their desert dogs and glamorous cats. But it’s also home to some major risks to local pets. Keep reading to know what hazards to look out for. Then, find out how award-winning MetLife Pet Insurance can help keep you and your pets in living dreamland.1

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Why Pet Insurance May Be a Good Idea if You Live in Nevada

Let’s face it: the desert isn’t an easy place to live. Many of the same difficulties faced by humans in Nevada can also affect their pets. Triple-digit temperatures and constant aridity make it easy for your pup or cat to succumb to heat stroke and dehydration. And when the rains do grace the hardpan of the Nevada desert, it can quickly become a flash flood. Other potential hazards include the diverse wildlife that inhabits the region, from mountain lions to black bears, to coyotes and Gila monsters. One encounter with any of these could put your pet into the hospital. That’s why it’s important not to sit back and wait for the unforeseen to happen. Taking proactive measures, like investing in pet insurance, can help you prepare for the worst.  

A woman and her leashed dog, seen from behind walking through desert scrub.

Why Choose a MetLife Pet Insurance Policy?

How do you choose the right pet insurance? Las Vegas may be known for gambling, but your pet’s safety shouldn’t be. That’s why you should only trust the best. Did you know MetLife Pet Insurance won "Pet Insurance of the Year" in the 2023 Pet Independent Innovation Awards?1 It’s all thanks to our robust coverage and great customer benefits. Take a look at what makes us different2:

  • Choose the licensed vet or clinic you trust — we have no insurance network.
  • Cover your pets instantly because there’s no waiting period.3
  • Easily submit claims online and get reimbursed in 10 days or less.4
  • Carry over coverage for pre-existing conditions.5
  • Protect your furry household under one family plan.6
  • Get discounted rates for First Responders, Healthcare Workers, Armed Forces, and Animal Care Workers.7,8
  • Get in touch with a grief counselor at no additional cost when you’ve said goodbye to a beloved friend.9

Pet Insurance — How It Works

MetLife Pet Insurance Is Available in Nevada. See What’s Covered

With MetLife Pet Insurance you can build the policy you want, with the coverage you need. Here are a few of the things we routinely cover:

  • Cruciate Ligament Tears10
  • Hereditary, Chronic, and Congenital Diseases
  • Parasite Prevention
  •  Wellness Exam Fees
  • Diagnostic Tests
  • X-rays and Ultrasounds
  • Emergency Care and Hospitalization
  • Surgery
  • Medications

And a lot more, all for a small monthly premium. How much is that premium? Keep reading to find out.

How Much Is Pet Insurance in Nevada?

Typical MetLife Pet Insurance can cost as low as $9 per month for cats and $15 per month for dogs.11 In exchange, you can get reimbursed for up to 90% of the cost of covered healthcare.12 But it’s important to note that your monthly premium depends on a few factors, including where you live.

Generally speaking, you may pay more for pet insurance if you live in or just outside a larger city, like Las Vegas or Henderson, than if you live in a smaller town, like Stagecoach or Amargosa Valley. But your zip code isn’t the only thing that determines your pet insurance premium. Your pet’s species, breed, sex,13 age, and pet insurance coverage type, can all raise or lower the final amount of your monthly premium. For more information, check out “How Much Does Pet Insurance Cost” or get a free quote in just a few steps.

Pet Insurance Claims We Paid in The Silver State

Numerous MetLife Pet members have benefitted from their pet insurance plan when they needed it most. Here are a few of our Nevada residents whose policies paid out big:14

  • More than $4,000 paid — Emergency surgery was covered for a senior mixed dog after he jumped out of a moving vehicle in Las Vegas, NV.
  • About $4,100 paid — This helped pay for treating a 2-year-old Miniature Australian Shepherd’s epilepsy, also in Las Vegas, NV.
  • Over $700 paid — A 9-year-old Cornish Rex cat had her upper respiratory infection exam almost fully reimbursed in Henderson, NV.
  • Nearly $440 paid — Over half the cost of a 1-year-old domestic shorthair’s bill was covered for an intervertebral disc disease exam in Reno, NV.   

Still wondering if pet insurance is right for you? Check out our article, “Is Pet Insurance Worth It?”, to learn more.

If You Live in Nevada, Consider Insuring Your Pet

Whether you’re cruising the Extraterrestrial Highway with your car-loving dog, or walking the Vegas Strip with your high-rollin’ cat, it’s always a good idea to have pet insurance to back you up. Keep your pets safe and your mind worry-free with an award-winning policy from MetLife Pet Insurance.1 Fetch your quote now to find out just how much you could save.  

Pet Insurance Can Help Cover
Pet Injury & Illness Costs

1 “2023 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

2 Based on a March 2022 review of publicly available summary information about competitors’ offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

3 Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2022 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

4 Approximately 80% of claims are processed within 10 days or less.

5 We do not cover all pre-existing conditions; just those covered by the previous provider.

6 IAIC family plan policies are limited to dogs and cats under the age of 10. MetGen family plan policies are limited to dogs under the age of 13 and cats under the age of 15. Multi-policy discount is not available with Family Plans.

7 Discount may not be available in all states. A discount is available to Healthcare Workers, First Responders, and serving and retired members of the Armed Forces.

8 A discount is applicable to staff/owners of animal care facilities. Not available in NY.

9 Grief Counseling services are provided through an agreement with LifeWorks. US Inc., an unaffiliated third-party service provider. Grief counseling services provided by LifeWorks are separate and apart from the insurance provided by MetLife.

10 For policies issued by IAIC, coverage for these conditions is subject to a 6-month wait period. Please review your policy for complete details.

11 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

12 Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

13 For IAIC policies only

14 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).


Disclosure for Maine Residents

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