Award-Winning Pet Insurance in MIssissippi for Dogs & Cats

Five Minutes
Aug 07, 2023

Mississippi may be the birthplace of the blues, but no pet parent wants to be blue about the cost of caring for their fur babies. Yet, with vet bills running from the mid-to-high end of the national average, it’s hard not to want to howl about your troubles.1 Fortunately, pet insurance can bring you and your pets a little southern comfort. Whether you live in the heart of Biloxi or the home of the King himself, investing in pet insurance is always a smart move. Keep reading to see how MetLife Pet's award-winning pet insurance can help soothe those veterinary bill blues.2       

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Why Pet Insurance May Be a Good Idea if You Live in Mississippi

As a pet parent, your number one priority is the safety of your furry family. Yet, try as we might, we can’t always keep them safe. And pet parents in Mississippi have a lot of risks to contend with. From seasonal hurricanes to coyotes and cottonmouths, Mississippi’s natural bounty can be as dangerous as it is beautiful. The state Department of Health also tracks the diseases in Mississippi that can be transmitted from animal to animal, including3:

  • Rabies
  • Ticks with Lyme disease
  • Rocky Mountain spotted fever
  • Mosquitos with West Nile virus

None of this should prevent you and your pet from enjoying the Appalachian foothills or river deltas. But, with pet insurance in Mississippi, you can do so while knowing you’re covered when it comes to unforeseen emergencies.

Dog and cat looking at the camera

Why Choose a MetLife Pet Insurance Policy?

You know why pet insurance is a good idea, but what makes MetLife Pet Insurance the right choice for you and your cat or dog? Well, we can tell you that we won "Pet Insurance of the Year" in the 2023 Pet Independent Innovation Awards, but we can also show you some of what makes our plans so great.2 Here are some of the benefits MetLife Pet members can enjoy:

  • Rapid Reimbursement: Submit a claim and get money back in 10 days or less.
  • Family Plans: Protect multiple pets under just one policy.4
  • 0-Day Waiting Period: Get instant coverage for Accident and Preventive Care.5
  • Customizable Policies: Choose the deductible and reimbursement rate that works for you.6,7
  • Internet Discount: Purchase a plan online to get a discounted premium.8

Pet Insurance — How It Works

MetLife Pet Insurance Is Available in Mississippi. See What’s Covered

Beyond those benefits, we also provide robust coverage for the care your pets need. Your exact coverage depends on your policy, but here are a few things we can routinely cover:

  • Illnesses (including hereditary, congenital & chronic conditions)
  • Accidents and Emergency Care
  • Preventive Care
  • Exam Fees
  • Surgery
  • Medication
  • Hospitalization
  • Intervertebral Disc Disease (IVDD)
  • Holistic Care & Alternative Therapies
  • Specialty Diet Foods9
  • Cruciate Ligament Injuries10

We offer all this coverage and more with no lifetime or per-incident limits and no exclusions based on age, sex, or breed. Still wondering if pet insurance is right for you? Check out our article, “Is Pet Insurance Worth It?”, to learn more.

How Much Is Pet Insurance in Mississippi?

Do you live in historic downtown Biloxi, or are you closer to nature in the forests of Gloster? Believe it or not, your zip code can play a part in how much you pay for pet insurance! MetLife pet insurance plans can cost as low as $9 per month for cats and $15 per month for dogs.11 But you may pay more for pet insurance if you live in or just outside a large city. Other factors that can influence the price include your pet’s species, breed, sex,12 age, and pet insurance coverage type. For more information, check out “How Much Does Pet Insurance Cost or get a free quote in just a few steps.

Pet Insurance Claims We Paid in The Hospitality State

We’re proud to stand side by side with our Mississippi members when they’re facing a pet emergency. Here are just a few examples of how MetLife Pet customers have saved on vet bills with a pet insurance policy:13

  • More than $280 paid — A routine exam was covered for an 11-year-old Schnauzer in Biloxi, MS.
  • About $200 paid — This helped pay for treatment for a soft tissue injury for a 6-year-old Cocker Spaniel pup near Horn Lake, MS.
  • Over $100 paid — The full cost of a kitten’s vaccinations was covered by MetLife near Hattiesburg, MS.

If You Live in Mississippi, Consider Insuring Your Pet

Whether you have a duck hunting dog in North Mississippi or a cool cat at the Crossroads of the Blues, your pet may need veterinary care throughout their lifetime. Don’t be caught off-guard by unexpected veterinary expenses. With the help of a MetLife Pet Insurance plan, you can focus on the care your pets deserve. Fetch your quote today so you and your fur babies can rock the night away, worry-free.

Pet Insurance Can Help Cover
Pet Injury & Illness Costs

There is no substantive difference between a MetLife Pet Insurance policy in Mississippi and a MetLife Pet policy in another U.S. State.

1 “Find Top Veterinarians in Laurel, MS,” Pawlicy Advisor

2 “2023 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

3 “Mississippi Provisional Reportable Disease Statistics,” Mississippi Department of Health [PDF]

4 IAIC family plan policies are limited to dogs and cats under the age of 10. MetGen family plan policies are limited to dogs under the age of 13 and cats under the age of 15. Multi-policy discount is not available with Family Plans.

5 Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2022 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

6 Deductible options range include: $0 – $750 in $50 increments and $1,000, $1,250, $1,500, $2,000 and $2,500

7 Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

8 When coverage is purchased on-line, a premium discount will apply during the first year of the policy.

9 Included in MetGen underwritten policies only.

10 For policies issued by IAIC, coverage for these conditions is subject to a 6-month wait period. Please review your policy for complete details.

11  Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

12 For IAIC policies only

13 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes..

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).


Disclosure for Maine Residents


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