Award-Winning Pet Insurance in Indiana

Indiana is known for its vast farmland, forested canyons, and growing cities. From its history in the automotive industry to popular sports teams, Indiana is home to adventurers, hobbyists, and homebodies alike. With all that life brings in Indiana, it also brings pet ownership for many residents.

Whether you live in Fort Wayne, Indianapolis, or Angola, you may want to know some of the major risks to pets in Indiana. Some pet parents may understand these risks and consider investing in pet insurance from award-winning MetLife Pet Insurance.¹

Why Pet Insurance May Be a Good Idea If You Live in Indiana

It doesn’t matter if your pet is a windowsill sunbather in Bloomington or a college town walker in Carmel, they deserve the best care. Pet care can be expensive, and there are risks throughout the state that could easily lead you to the vet.

Whether it’s the dangers of the wilderness, like coyotes and venomous snakes, or the risks of frigid winters and hot summers, your pet may face emergencies that could break the bank. This is where pet insurance may be able to help.

Why Choose a MetLife Pet Insurance Policy?

Many pet parents can feel that their pets deserve the very best pet insurance. MetLife Pet was awarded "Pet Insurance of the Year" in the 2024 Pet Independent Innovation Awards.

Here are some reasons pet parents may choose MetLife Pet:

• We offer a multipet policy that allows a shared deductible for up to three dogs or cats.³
• We typically process claims for reimbursement within 10 days.⁴
• We accept pets with pre-existing conditions who transfer from another pet insurance.⁵
• You can use any licensed veterinarian in the U.S.
• Our accident and illness coverage has a short waiting period. ^6,7
• We don’t have age or breed restrictions for pets.

MetLife Pet Insurance Is Available in Indiana. See What’s Covered

At MetLife Pet Insurance, we know how much it means to have a plan that fits your lifestyle. Whether you’re interested in getting a dog insurance policy or pet insurance for your cat, MetLife Pet offers flexible plans that could work for you. We offer multipet insurance on a shared deductible, and we offer additional coverage to fit your needs, like Preventative Care and Wellness options.^8,9,10

While your exact coverage depends on your individual policy, here are a few things we typically cover:

• Examinations
• Emergency care
• Diagnostic testing
• Surgery
• Hospitalization
• Prescription medication
• Alternative therapies

How Much Is Pet Insurance in Indiana?

At MetLife Pet Insurance, our plans start at $9 per month for cats and $15 per month for dogs.¹¹  The cost of a monthly premium can depend on a variety of factors, including where you live and what you choose to add on to your coverage, for example.

You also may expect to pay more per month if you’re in a bigger city like Indianapolis or Bloomington, as opposed to a small town like Santa Claus. Aside from where you live and the coverage you choose, the cost of a policy can vary based on whether you have a dog or cat, as well as your pet’s age, breed, and sex.¹² Learn more about the cost of pet insurance to see if enrolling in a policy is right for you and your furry companion.

Pet Insurance Claims We Paid in Indiana

Pet parents all over the country choose us to insure their furry family members. Here are a few real stories of pet parents who have gotten coverage:¹³

• More than $100 paid — This helped cover prescription medication for an 11-year-old mixed breed with environmental allergies in Valparaiso, IN.
• More than $200 paid — This offset the cost of an exam for gastroenteritis for a mixed breed puppy in Indianapolis, IN.
• About $1,000 paid — This helped pay for hospitalization to treat a foreign body ingestion in an American pit bull terrier puppy in Warren Park, IN.
• More than $700 paid — This provided coverage for an exam to treat poisoning in a 1-year-old mixed breed in Indianapolis, IN.
• About $350 paid — This helped cover a surgery for papilloma virus for a 2-year old German shepherd in Westfield, IN.

Notable claim in Indiana

When 9-year-old Labrador retriever Lucky’s parents noticed a tumor on her front leg, they booked an appointment with their trusted vet. The exam to identify the mast cell tumor cost $1,475. Thanks to their policy with MetLife Pet Insurance, they were reimbursed just over $1,300, so they can plan further care to get Lucky back on her feet.¹³

Pet Injuries and Illnesses Typically Found in Indiana

Indiana has something for everyone — whether you’re a fan of chilly winters or hot summers, living the rural farm life or the hustle and bustle of a city. With this variety of lifestyles comes a variety of potential dangers to your pet. The climate in Indiana ranges greatly, which poses one of the biggest concerns to pet owners throughout the state.

Here are a few things pet owners may want to watch out for:

• Heat waves and cold fronts: Indiana is known for its hot summers, so much so that there are ordinances in some cities — like Indianapolis — that require you to bring your pet indoors when the temperatures rise above 90℉. Similarly, dogs must have access to shelter when temperatures dip below 20℉, a common occurrence for Indiana winters.¹⁴
• Kissing bugs: These parasitic insects transmit a disease called Chagas.¹⁵ If a dog is bitten by one of these bugs, they may experience a variety of symptoms such as lethargy, difficulty breathing, and a swollen abdominal area.
• Coyote attacks: Indiana’s wilderness is home to dangerous animals, including the coyote. While they may look like some of our favorite dogs, they certainly can pose a risk to your pets if not careful. To prevent attacks, bring animals in at night and choose higher-traffic locations when adventuring into the wilderness.

Indiana Plants That Can Be Poisonous to Pets

When adventuring in the great outdoors with your pet or choosing the right plants for your garden, it’s important to be mindful of the plants that can pose risk to dogs and cats. Check out this comprehensive list of potentially toxic plants for your pets, but here are a few you may want to look out for in Indiana:¹⁶

• Foxtail barley
• Elephant ear
• Lily of the valley
• Tulip
• Daffodil
• English ivy

Most Popular Dog Breeds in Indiana

Curious what dog breeds Hoosiers adopt the most? While Butler Blue the English bulldog is the mascot of Indianapolis’ most historic university, there’s a lot of love to go around for some other breeds. Here are the top three adopted breeds in Indiana and common health problems they may face:¹⁷

1. German shepherd: The courageous and confident German shepherd may be predisposed to skin conditions, conjunctivitis, and gastroenteritis
2. Labrador retriever: This lovable family dog often faces genetic predispositions like hip dysplasia, epilepsy, tumors, and heart disease.
3. Golden retriever: Friendly and smart, goldens may be prone to hypothyroidism, obesity, and colitis.

Adoptable Dogs and Cats in Indiana

Considering adding a four-legged friend to your family? The good news is there are hundreds of dogs and cats ready to find their home in Indiana. With some additional knowledge, you can enter pet parenthood with the right tools to protect them. Visit PetFinder to find adoptable dogs and adoptable cats in Indiana.

If You Live in Indiana, You May Want to Consider Insuring Your Pet

A MetLife Pet Insurance plan can help you keep your pet — and your wallet — protected in the event of an animal emergency.² Whether your feline best friend is a homebody, or your canine companion has a love of the great outdoors, they’ll likely need veterinary care at some point in their life. Get a free quote now to see how much you could save.