There is no substantive difference between a MetLife Pet Insurance policy in Idaho and a MetLife Pet policy in another U.S. State.
1 “2023 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards
2 “2022 population estimates place Idaho second in the nation for percent growth,” Idaho County Free Press
3 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.
4 Wait period for accident coverage is midnight EST compared to 2 to 15 days for competitor's; wait period for illness coverage is 14 days compared to 14 to 30 days for competitor's, based on a January 2021 review of publicly available summary information about competitor's offerings.
5 Accident coverage and Preventive Care coverage (for those who select it) begins on the effective date of your policy. Illness coverage begins 14 days later.
6 Approximately 80% of claims are processed within 10 days or less.
7 Available at an additional cost.
8 Based on an internal sampling of MetLife Pet Insurance data
9 For IAIC policies only
10 All claims paid amounts are based on MetLife internal claims data from January 2023.
11 “Small Animal Disease,” Idaho State Department of Agriculture
12 “Parvo outbreak strikes the Treasure Valley," CBS2 News Idaho
13 “Do You Really Need Heartworm Prevention for Your Pet?,” Green Acres Pet Center
14 “Cheat Grass,” River City Veterinary Hospital
15 “After reported wildlife attack on dog near Hulls Gulch, F&G offers tips for residents and pet owners,” Idaho Department of Fish and Game
16 “How Big is Idaho?” World Population Review
17 “Toxic and Non-Toxic Plants,” American Society for the Prevention of Cruelty to Animals
18 “Poisonous Plants of North Idaho,” U.S. Department of Agriculture Forest Service
19 “Ornamental Yew and Wildlife,” Idaho Fish and Game
20 “Most Popular Dog Breeds in the U.S.,” CutePaws
Coverage underwritten and issued by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85254 or Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations. Application is subject to underwriting review. See policy or contact MetLife Pet Insurance Solutions LLC for details. MetLife Pet Insurance Solutions LLC is the policy administrator for this coverage. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinorent.