Award-Winning Pet Insurance in Delaware for Dogs & Cats

Five Minutes
Aug 07, 2023

Delaware may be one of the smallest states, but there are plenty of reasons to love living here. With sandy beaches, rolling plains of wildflowers, and small cities on the water, Delaware attracts all types of people and their pets. It’s an equally idyllic place for leisurely morning strolls along the Christina with your pup or nights snuggled up with your cat at home in charming Milton. But like anywhere, there are risks to pets living in The First State.

Let’s take a look at some of the risks they may encounter and how you can help protect them — and your wallet — with award-winning1 MetLife Pet Insurance in Delaware.

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Why Pet Insurance May Be a Good Idea if You Live in Delaware

Community animals and wildlife can carry rabies without appearing sick, and in Delaware, the disease occurs regularly.2 Without rabies vaccination and limiting the risk of exposure to infected animals, it can be fatal for your pet.

Mosquitoes and ticks can also carry serious diseases that can affect both you and your pets. With swamps, marshes, and grassy fields covering much of the state, it’s important to protect your pet with parasite prevention and check them for tick bites after spending time outside. And with Delaware sitting along the Atlantic Ocean, summers can bring high heat. Dehydration, heat stroke, and burnt paw pads can all be risks your pet might face.

Having a pet insurance policy can bring financial relief if your pet happens to need veterinary care. Accidents, emergencies, and parasite prevention are all things that can typically be covered by MetLife Pet policies.

Dog looking up at owner

Why Choose a MetLife Pet Insurance Policy?

With all of the providers and plan options out there, it may feel overwhelming searching for the best pet insurance in Delaware. MetLife Pet — winner of the “Pet Insurance of the Year” award at the 2023 Pet Independent Innovation Awards Program — might be a good choice for you.

With customizable coverage to fit your needs, MetLife Pet Insurance policyholders may also enjoy these benefits:

●      No age or breed restrictions

●      A 0-day waiting period for accident coverage3

●      Reimbursement typically in 10 days or less

●      Family plans for up to three pets on one policy with a shared deductible4

●      Yearly deductible discounts for eligible policyholders5

Get more information on how pet insurance works, and keep reading for additional coverage details.

MetLife Pet Insurance Is Available in Delaware. See What’s Covered

Whether you’re looking for just the basics or more comprehensive coverage, MetLife Pet has options for you. In addition to adjustable reimbursement rates and deductibles, you can pick the level of coverage you need.6,7

While your exact coverage depends on your policy, our cat insurance and dog insurance plans can typically cover:

●      Accidents and illnesses

●      Vet exams

●      Hospitalizations, emergency care, and surgeries

●      Vet-prescribed food and medications

●      Diagnostic testing (including X-rays, lab work, and ultrasounds)

How Much Is Pet Insurance in Delaware?

The cost of pet insurance doesn’t have to break the bank. MetLife Pet strives to provide the most coverage while keeping costs low. Our policies can start as low as $9 per month for one cat and $15 per month for one dog.8 Your exact cost depends on a few factors — starting with your zip code.

Pet parents in larger cities, like Dover or Wilmington, may pay higher premiums than those in smaller areas, like Greenwood or Millsboro. Monthly premiums are also impacted by your pet’s species, age, sex,9 and breed, as well as the level of coverage you choose. Check out your personalized rates by getting a free quote now.

Pet Insurance Claims We Paid in The First State

If you’re still deciding whether pet insurance is worth it for you, it might help to see how it’s benefited real life pet parents. Take a look at what some of our MetLife pet family members in Delaware have saved with their policies:10

●      Over $2,100 paid — This helped pay for nearly the entire surgery cost to remove a foreign object from a 1-year-old domestic shorthair cat near Harrington, DE.

●      Nearly $400 paid — This covered a routine exam for a domestic shorthair kitten in Wilmington, DE.

●      Almost $210 paid — This provided coverage for a 5-year-old mixed breed dog’s routine environmental allergy exam in Wilmington, DE.

If You Live in Delaware, Consider Insuring Your Pet

Your beloved companion will likely need veterinary care at some point in their life — and these bills can add up. Having a MetLife Pet Insurance policy to help carry some of the financial weight can make it easier to focus on getting your pet the care they need when they need it. Get a free quote now, so you can get back to snuggles and play time.

Pet Insurance Can Help Cover
Pet Injury & Illness Costs

There is no substantive difference between a MetLife Pet Insurance policy in Delaware and a MetLife Pet policy in another U.S. State.

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.

1 “2023 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

2 “Rabies Exposure Risk Increases As Community Cats & Wildlife Species Known to Transmit Virus Become More Active Outdoors,”

3 Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2023 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

4 Based on a March 2023 review of publicly available summary information about competitors’ offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

5 Your pet’s deductible automatically decreases by $25 (IAIC policies) or $50 (MetGen policies) each policy year that you don’t receive a claim reimbursement. May not be available in all states.

6 Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.

7 Deductible options range include: $0 – $750 in $50 increments and $1,000, $1,250, $1,500, $2,000 and $2,500

8 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

9 For IAIC policies only

10 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

Disclosure for Maine Residents

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