5 Reasons Your New Kitten Needs Pet Insurance


5 Reasons Your New Kitten Needs Pet Insurance

3 min read Feb 07, 2022

The curiosity of the average cat is well known, and it can get the best of even the most well-behaved kitten as it continues growing and exploring.

1.  Kittens require more routine appointments. After getting the mandatory vaccinations, boosters, and other prerequisites out of the way following the initial physical exam, it’s important to maintain regular check-ups. Kittens have weak immune systems, meaning they’re more susceptible to illnesses such as feline herpes until they’re at least several months old and fully vaccinated.

2.  Curiosity leads to trouble. Kittens often do things they know they shouldn’t. This includes chewing on small objects like electrical cords, medication that has fallen on the floor or has been left on counters, or poisonous items like certain houseplants. Kittens can also be even more agile than older cats, meaning they’re capable of reaching high-up areas owners might think are inaccessible. Always double check your cat proof areas and ensure they are actually kitten proof.

3.  Vehicular trauma. While older cats enjoy sneaking about under the shade of parked cars, they’re experienced enough to know when it’s time to dart out at the sound of an engine starting. Kittens, on the other hand, have yet to develop such responses, which can result in varying degrees of vehicular injury.

4.  Potentially lower premiums. As with puppies, pet insurance rates can be based on age, breed and location. 

5.  Avoiding complications with pre-existing conditions. Since pet insurance doesn’t cover pre-existing conditions, it can be beneficial to get coverage for your kitten while it’s young and healthy.

Even the most loving pet owner can’t be sure when his or her pet will get sick, so simple preparedness is the best possible precaution.

Consider Investing in Cat Insurance  

Looking for more ways to protect your kitty?  Consider investing in a cat insurance policy with MetLife Pet Insurance. Get your free quote today. 

Nothing in this article should be construed as financial, legal or veterinary advice. Please consult your own advisors for questions relating to your and your pet’s specific circumstances.

1 Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.

2 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.