Wyoming calls to adventurers — whether you’re camping with the whole pack in Yellowstone or ice fishing at Pathfinder Reservoir in the frigid days of winter. However, all of that adventure often comes with risks for dogs and cats, which can mean a vet visit for your pet and a hit to your wallet.
MetLife Pet offers award-winning1 pet insurance in Wyoming to help make your furry friend’s health care more affordable. Here’s what you need to know about keeping your companion happy and healthy, no matter where life takes you in the Cowboy State.
Looking for Pet Insurance in Wyoming?
Why Pet Insurance May Be a Good Idea if You Live in Wyoming
It’s no secret that the cost of living is increasing across the country — including pet care costs. This can make an unexpected vet visit that much more of a financial burden.
Across Wyoming, encountering wildlife like bears, poisonous snakes, mountain lions, and snapping turtles could turn a friendly adventure outdoors into a dangerous accident for your pet. With the possibility for harsh winters, hot summers, and potentially dangerous storms, pets caught outside could be hurt. Also, things like frostbite, heatstroke, poisoning from antifreeze, or getting caught in flood waters all pose a risk for pets. And whether your furry friend enjoys the great outdoors or community spaces, there’s a chance that fleas, ticks, and other parasites can cause a host of unwelcome problems and illnesses.
If you’re faced with an unexpected vet visit, having a MetLife Pet Insurance policy can help you keep your budget intact.
Why Choose a MetLife Pet Insurance Policy?
When you’re searching for the best pet insurance in Wyoming, you may have questions about coverage and benefits. With all of the provider options available, how do you find the one that’s right for you? MetLife Pet — winner of “Pet Insurance of the Year” at the 2023 Pet Independent Innovation Awards Program — offers customizable coverage to fit your lifestyle, budget, and pet’s needs.
Here are some other reasons you may find MetLife Pet to be a great fit for you:
- We’re the only provider to offer family plans, so you can protect up to three pets on one policy with a shared deductible.2
- We have a 0-day waiting period on accidents and optional preventive coverage and a 14-day waiting period on illnesses.3
- We offer multiple deductible and reimbursement options to fit your budget, as well as yearly deductible discounts.4,5,6
- You can visit any licensed veterinarian across the country.
- There are no age or breed restrictions.
Learn how pet insurance works and keep reading for more coverage details.
MetLife Pet Insurance Is Available in Wyoming. See What’s Covered
With MetLife Pet’s dog insurance and cat insurance policies, you can get the coverage you need for your Wyoming pet. Whether you prefer to hike local trails with your pup or traverse the state with your RV-loving kitty, it’s important to be prepared for the unexpected. While your exact coverage depends on the policy you choose, our policies can typically help provide coverage for things like:
- Surgeries
- Accidents and illnesses
- Vet-prescribed medication and food
- Diagnostic tests (including X-rays and ultrasounds)
- Exams and hospitalizations
How Much Is Pet Insurance in Wyoming?
The cost of pet insurance shouldn’t be something that keeps you from getting your pet the coverage they need. MetLife Pet policies start as low as $9 per month for one cat and $15 per month for one dog.7 Your exact monthly premium can depend on a few factors — one being your zip code.
Pet parents in more populated areas, like Laramie or Green River, may have higher premiums than those living in smaller towns, like Moorcroft or Dubois. Other factors that can impact premiums may include your pet’s species, age, sex,8 and breed, as well as the level of coverage you choose. You can find out what your personalized rates would be by getting a free quote today.
Pet Insurance Claims We Paid in the Equality State
Still deciding if pet insurance is worth it for you? It may help to see how much pet parents in Wyoming have saved with our policies. Check out these real life stories of how MetLife Pet Insurance helped these pets and their owners:9
- Almost $290 paid — This helped cover a gastroenteritis treatment for an Australian shepherd puppy near Rock Springs, WY.
- Over $150 paid — This assisted pet parents near Green River, WY, with the bill for their puppy’s gastroenteritis exam.
- Nearly $20 paid — This helped pay for an exam on a 2-year-old mixed breed dog with an ear infection near Rock Springs, WY.
If You Live in Wyoming, Consider Insuring Your Pet
From the Great Plains to the Rocky Mountain ranges, having MetLife Pet Insurance can help protect your pet and your wallet from life’s unexpected twists and turns. Optional wellness coverage can also help keep routine and preventive care within your budget. Start your pet insurance journey with a free quote and customize your coverage so it works for you.
Pet Insurance Can Help Cover
Pet Injury & Illness Costs
There is no substantive difference between a MetLife Pet Insurance policy in Wyoming and a MetLife Pet policy in another U.S. State.
**As with any insurance policy, coverage may vary. Review our coverage and exclusions.
1 “2023 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards
2 Based on a March 2023 review of publicly available summary information about competitors’ offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.
3 Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2023 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.
4 Deductible options range include: $0 – $750 in $50 increments and $1,000, $1,250, $1,500, $2,000 and $2,500
5 Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.
6 Your pet’s deductible automatically decreases by $25 (IAIC policies) or $50 (MetGen policies) each policy year that you don’t receive a claim reimbursement. May not be available in all states.
7 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.
8 For IAIC policies only
9 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes.
Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).