There is no substantive difference between a MetLife Pet Insurance policy in Virginia and a MetLife Pet policy in another U.S. State.
1 “2023 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards
2 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.
3 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.
4 Based on a January 2022 review of publicly available summary information about competitors’ offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor’s policy or coverage, please contact them or their representative directly.
5 Approximately 80% of claims are processed within 10 days or less.
6 Reimbursement options include: 70%, 80%, 90% and 100%. In addition, there is also a 50% option for MetGen underwritten policies only and a 65% for IAIC underwritten policies only.
7 Available at an additional cost.
8 All claims paid amounts are based on MetLife internal claims data from October 2022.
9 “Preventing ticks on your pets,” Center for Disease Control
10 “Snake Bites And Dogs,” PetMD
11 “Black Bear Population by State,” A – Z Animals
12 “Black Widow Spider” Pet Poison Helpline
13 “Brown Recluse Spider Bite Poisoning in Dogs,” Wag!
14 “Canine Influenza Is on the Rise in the DC Area — Here’s What You Can Do,” The Washingtonian
15 “Dog Flu Outbreaks Map,” DogFlu.com
16 The Socrates Project, University of Virginia School of Medicine [PDF]
17 “Poison Hemlock,” American Society for the Prevention of Cruelty to Animals
18 “Rhododendrons,” American Society for the Prevention of Cruelty to Animals
19 “Americans Favorite Dog Breeds by State, Ranked,” TOP Data
Coverage underwritten and issued by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85254 or Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations. Application is subject to underwriting review. See policy or contact MetLife Pet Insurance Solutions LLC for details. MetLife Pet Insurance Solutions LLC is the policy administrator for this coverage. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois).