Pet Insurance in NYC & New York State

Protect your furry family members in the Empire State with award-winning¹ pet insurance from MetLife Pet.

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Comprehensive Cat and Dog Insurance in New York

Protect what matters most with cat insurance and dog insurance plans that can help you cover illnesses, injuries, and preventive care from licensed vets in NY and beyond.

Illnesses

Get coverage for illnesses and diseases — including cancer, diabetes, and heart disease.

Injuries

Get coverage for various injuries, accidents, surgeries, and emergency vet visits.

Preventive Care

Get our Preventive Care add-on to help cover wellness vet bills — like vaccines and dental cleanings.

Benefits of Having Pet Insurance in New York

Life in New York comes with its own unique adventures — but unexpected vet bills don’t have to. That’s why pet parents across the country choose our award-winning¹ pet insurance for the moments they can’t predict. With coverage that starts at $7 per month for cats and $16 per month for dogs, protecting your pet can feel less stressful.²

Allergic Reaction

Rocky, a boxer from Long Island, had a life-threatening allergic reaction. He was stabilized and treated by his vet.

Real claim: $3,000

MetLife Pet covered:³
$3,600

Tooth Extraction

Pip, a mini toy poodle from Albany, was diagnosed with periodontal disease. She had a tooth that was causing her discomfort extracted.

Real claim: $1,250

MetLife Pet covered:³
$950

Gastritis

Mick, a young cat from White Plains, went to the vet with stomach issues and was diagnosed with gastritis.

Real claim: $900

MetLife Pet covered:³
$350

Get Award-Winning¹
Coverage in New York

(855) 270-7387

Get a Personalized Quote

There is no substantive difference between a MetLife Pet Insurance policy in New York and a MetLife Pet policy in another U.S. state.

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.

¹ “2025 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

² Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

³ All claims paid amounts are based on MetLife Pet internal claims data from November 2023. These examples are for illustrative purposes only. These are based on a policy with a $250 deductible and 90% reimbursement and a $250 deductible and 80% reimbursement. The pet policies issued by Metropolitan General Insurance Company are the governing documents with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policies to determine coverage in each individual case.

⁴ Coverage options may be limited for certain ages.

⁵ Based on a January 2026 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

⁶ Virtual veterinary services are available through the MetLife Pet App and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.

⁷ Reimbursement options include: 50%, 70%, 80% and 90%. Restrictions apply.

⁸ All Zelle® marks used herein are the exclusive property of Early Warning Services, LLC. MetLife Pet Insurance is not authorized, endorsed, or sponsored by the respective owners of Zelle, or any other third-party marks.

Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota), and MetLife Pet Insurance Solutions Agency LLC (Illinois).

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New York State & NYC Pet Insurance