Pet Insurance in Michigan | MetLife Pet Insurance

Protect your furry family members in the Great Lakes State with award-winning¹ pet insurance from MetLife Pet.

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Comprehensive Cat and Dog Insurance in Michigan

Protect what matters most with cat insurance and dog insurance plans that can help you cover illnesses, injuries, and preventive care from licensed vets in MI and beyond.

Illnesses

Get coverage for illnesses and diseases — including cancer, diabetes, and heart disease.

Injuries

Get coverage for various injuries, accidents, surgeries, and emergency vet visits.

Preventive Care

Get our Preventive Care add-on to help cover wellness vet bills — like vaccines and dental cleanings.

Benefits of Having Pet Insurance in Michigan

Life in Michigan comes with its own unique adventures —but unexpected vet bills don’t have to. That’s why pet parents across the country choose our award-winning¹ pet insurance for the moments they can’t predict. With coverage that starts at $7 per month for cats and $16 per month for dogs, protecting your pet can feel less stressful.²

Gastroenteritis

Saber, a cat from the Detroit area, went to the vet with stomach issues. After an exam and testing, he was diagnosed with gastroenteritis.

Real claim: $1,800

MetLife Pet covered:³
$1,600

Patellar Luxation

Lena, a dog from the Grand Rapids area, had a follow-up exam to check the progress of her leg after her patellar luxation was treated.

Real claim: $400

MetLife Pet covered:³
$350

Conjunctivitis

Sally, a dog from the Lansing area, went to the vet with an irritated eye. The vet examined her and determined the issue was pink eye.

Real claim: $100

MetLife Pet covered:³
$90

Get Award-Winning¹ Coverage in Michigan

(855) 270-7387

Get a Personalized Quote

There is no substantive difference between a MetLife Pet Insurance policy in Michigan and a MetLife Pet policy in another U.S. state.

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.

¹ “2025 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

² Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

³ All claims paid amounts are based on MetLife Pet internal claims data from October 2023. These examples are for illustrative purposes only. These are based on a policy with a $100 deductible and 90% reimbursement and a $250 deductible and 90% reimbursement. The pet policies issued by Metropolitan General Insurance Company are the governing documents with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policies to determine coverage in each individual case.

⁴ Coverage options may be limited for certain ages.

⁵ Based on a January 2026 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

⁶ Virtual veterinary services are available through the MetLife Pet App and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.

⁷ Reimbursement options include: 50%, 70%, 80% and 90%. Restrictions apply.

⁸ All Zelle® marks used herein are the exclusive property of Early Warning Services, LLC. MetLife Pet Insurance is not authorized, endorsed, or sponsored by the respective owners of Zelle, or any other third-party marks.

Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota), and MetLife Pet Insurance Solutions Agency LLC (Illinois).

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Michigan Pet Insurance

Comprehensive Cat and Dog Insurance in Michigan

Illnesses

Illnesses

Injuries

Injuries

Preventive Care

Preventive Care

Benefits of Having Pet Insurance in Michigan

Real stories from policyholders in Michigan

Gastroenteritis

Patellar Luxation

Conjunctivitis

Be Prepared for the Unexpected

Get Award-Winning¹ Coverage in Michigan

Plans

Why Us

Resources

Michigan Pet Insurance

Comprehensive Cat and Dog Insurance in Michigan

Illnesses

Illnesses

Injuries

Injuries

Preventive Care

Preventive Care

Benefits of Having Pet Insurance in Michigan

Real stories from policyholders in Michigan

Gastroenteritis

Patellar Luxation

Conjunctivitis

Be Prepared for the Unexpected

MetLife Pet Makes Pet Insurance in Michigan Easy

Get Award-Winning1 Coverage in Michigan

Plans

Why Us

Resources

Get Award-Winning¹ Coverage in Michigan