Pet Insurance in Florida | MetLife Pet Insurance

Protect your furry family members in the Sunshine State with award-winning¹ pet insurance from MetLife Pet.

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Dog jumping on the beach with a woman holding a dog toy

Comprehensive Cat and Dog Insurance in Florida

Our pet insurance has your cat or dog covered for illnesses, injuries, and preventive care from licensed vets in FL and beyond.

Illnesses

Get coverage for illnesses and diseases — including cancer, diabetes, and heart disease.

Injuries

Get coverage for various injuries, accidents, surgeries, and emergency vet visits.

Preventive Care

Get our Preventive Care add-on to help cover wellness vet bills — like vaccines and dental cleanings.

Benefits of Having Pet Insurance in Florida

Life in Florida comes with its own unique adventures — like hitting the beaches and having fun at theme parks — but your pet’s health shouldn’t be one of them. Getting pet insurance in Miami, Orlando, and all over the state can help you cover things like heartworm infections, heat stroke, or injuries from wild animals.

That’s why pet parents across the country choose our award-winning¹ coverage that starts at $7 per month for cats and $16 per month for dogs.²

Snake Bite

Samson, a dog from the Jacksonville area, was bit by a snake and rushed to the emergency animal hospital for treatment.

Real claim: $3,875

MetLife Pet covered:³
$3,400

Fungal Infection

Diana, a cat from the Orlando area, got treatment for a fungal infection she developed after being exposed to spores on her backyard patio.

Real claim: $1,450

MetLife Pet covered:³
$1,150

Poisoning/Toxicity

Izzy, a puppy from the West Palm Beach area, was treated at the vet for a slight case of poisoning following a run-in with a bufo toad.

Real claim: $450

MetLife Pet covered:³
$350

Get Award-Winning¹ Coverage in Florida

(855) 270-7387

Get a Personalized Quote

There is no substantive difference between a MetLife Pet Insurance policy in Florida and a MetLife Pet policy in another U.S. state.

**As with any insurance policy, coverage may vary. Review our coverage and exclusions.

¹ “2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

² Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

³ All claims paid amounts are based on MetLife Pet internal claims data from September 2023. These examples are for illustrative purposes only. These are based on policies with a $100 deductible and 90% reimbursement and a $250 deductible and 80% reimbursement. The pet policies issued by Metropolitan General Insurance Company are the governing documents with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policies to determine coverage in each individual case.

⁴ Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy. Illness coverage begins 14 days from the effective day of your policy.

⁵ Coverage options may be limited for certain ages

⁶ Based on a June 2025 review of publicly available summary information of top competitors. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

⁷ Virtual veterinary services are available through the MetLife Pet App and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.

⁸ Reimbursement options include: 50%, 70%, 80% and 90%. Restrictions apply.

⁹ All Zelle® marks used herein are the exclusive property of Early Warning Services, LLC. MetLife Pet Insurance is not authorized, endorsed, or sponsored by the respective owners of Zelle, or any other third-party marks.

Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota), and MetLife Pet Insurance Solutions Agency LLC (Illinois).

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Florida Pet Insurance

Comprehensive Cat and Dog Insurance in Florida

Illnesses

Illnesses

Injuries

Injuries

Preventive Care

Preventive Care

Benefits of Having Pet Insurance in Florida

Real stories from policyholders in Florida

Snake Bite

Fungal Infection

Poisoning/Toxicity

Be Prepared for the Unexpected

Get Award-Winning¹ Coverage in Florida

Florida Pet Insurance

Comprehensive Cat and Dog Insurance in Florida

Illnesses

Illnesses

Injuries

Injuries

Preventive Care

Preventive Care

Benefits of Having Pet Insurance in Florida

Real stories from policyholders in Florida

Snake Bite

Fungal Infection

Poisoning/Toxicity

Be Prepared for the Unexpected

MetLife Pet Makes Pet Insurance in Florida Easy

Get Award-Winning1 Coverage in Florida

Get Award-Winning¹ Coverage in Florida