The Family Plan: Pet Insurance for Multiple Pets
Our unique Family Plan covers multiple pets on a single policy, helping you more easily manage all of your pets’ insurance benefits.1
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Looking for the best pet insurance for multiple pets? MetLife Pet is the only provider to offer a multiple pet insurance policy, or Family Plan, where you can cover up to three dogs and cats on one plan at a discounted rate — instead of needing individual policies for every pet.1,2,3
MetLife Pet also offers a multi-policy discount for enrolling more than one pet if you want to keep your fur family on separate, individual policies. This allows for greater customization, letting you choose from different coverage levels while saving you money on premiums.4
How Does the MetLife Pet Insurance Family Plan Work?
You get the same coverage customization options as an individual policy, but your enrollment selections apply to all pets on the Family Plan as a whole. Let’s take a look at some of the specifics.
Wth our Family Plan, the covered expenses of all pets on the policy can contribute to one deductible and one annual limit at a single reimbursement rate — all of which can be customized during enrollment. Once you’ve met the deductible, all covered expenses for each pet on the policy are eligible for reimbursement, at your selected rate, up to the annual limit.1
Your pets deserve great care. Get it with the help of MetLife Pet
0-Day Waiting Periods
Get immediate coverage with our 0-day waiting periods for accidents & Preventive Care.
Family Plan Discount
Group multiple pets and save more on your premium with a special Family Plan discount.3
Free 24/7 Vet Chat5
More pets could mean more questions. Chat with a vet whenever you need answers.
Convenient Mobile App
Manage all of your pets’ records, coverage details, and claim submissions in one app.
MetLife Pet’s Family Plan: A Simpler Way to Cover Your Pets
Your pets may have different personalities, needs, and routines. But they all rely on you for the same thing — care and protection. When more than one pet needs vet care, the financial and emotional impact can grow.
With MetLife Pet’s Family Plan, you can simplify how you manage vet costs across your household. Our coverage is designed with real life in mind, helping you have more predictable monthly costs and streamlining coverage and claims for multiple pets.
Make decisions for each pet with confidence, knowing you’re better prepared for both everyday care and unexpected moments. Get your free quote now and see how simple pet insurance for multiple pets can be with our unique Family Plan.
MetLife Pet Insurance Family Plan FAQs
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If you have more than three pets, you can group them in two or more Family Plans through MetLife Pet.1 With other insurance providers, you have to purchase individual policies for each of your pets.2 For help figuring out how to group your pets in the most cost-efficient way, call our customer service and speak to a pet advocate.
Your pet insurance premium can vary based on a few major factors. The number of pets you enroll, their breeds and ages, where you live, their genders, and whether they have any pre-existing conditions can all impact the cost — as does your coverage selection.
MetLife Pet cat insurance policies start at $7 per month for one cat, and dog insurance policies start at $16 per month for one dog.6 Our Family Plan allows you to add more cats and dogs for an additional cost, while getting a special discounted rate.6
See what your premium might be by getting a free, personalized quote.
MetLife Pet Insurance’s Family Plan offers the same accident and illness coverage as our individual plans, but with a shared deductible, annual limit, and reimbursement rate.1 See our coverage and exclusions page for more details on what is and isn’t covered.
With MetLife Pet’s Family Plan, you can customize the deductible, annual limit, and reimbursement rate for the policy as a whole, but the policy covers all pets under it.1 If you want to have different coverage levels for each pet, you can enroll them in individual policies and still get a discount for purchasing multiple policies.4
For any pets that are on the same policy, you can file a claim for more than one pet at the same time — instead of needing to file separate claims for each pet. For any pets that aren’t on the same policy, you’ll need to submit separate claims.
We know researching pet insurance can be time-consuming. Our comparison pages let you easily see how MetLife Pet’s coverage and benefits compare to other providers you may be considering.
Start by getting a quote and filling out the information for the first pet you want to add to the policy. After putting in their information, you can select “Add another pet” at the bottom. Once you’ve added up to three pets, you can edit your plan type from “Individual Plans” to “Family Plans” in the top right corner.
Save on pet insurance when you enroll multiple pets
