Kitten Insurance
Small paws, big adventures. Insure your kitten at 8 weeks old starting at $7 per month, and get reimbursed up to 90% on covered vet bills.1,2
or call 855-270-7387
What Do Our Kitten Insurance Plans Cover?
Illnesses
Illnesses
Coverage for kitten-related health issues, like:
- Distemper
- Respiratory infections
- Intestinal parasites
- Feline immunodeficiency virus (FIV)
Injuries
Injuries
Coverage for costs when cats get in a bind, like:
- Foreign object ingestion
- Fractures
- Poisoning
- Scratch wounds
- Dental/oral trauma
Preventive Care
Preventive Care
Add-on coverage for extra routine costs in your kitten’s first year, like:
- Vaccinations
- Routine exams
- Spay/neuter procedures
- Microchipping
Emergency visit coverage
Kittens can be inquisitive and fragile. One emergency vet visit might cost up to $1,850 or more, depending on the treatment required.3 Coverage can help you get the medical care they need and worry less about costs upsetting budgets.
Money back on costly treatments
Since their immune systems are still developing, kittens can be at a higher risk for certain illnesses, like respiratory infections, parasites, and feline distemper. Pet insurance could reimburse you for care that might cost nearly $3,500 if your kitten needs to be hospitalized.2,4
A lifetime of savings
You could save on vet costs through every stage of your kitten’s life, and chronic or age-related conditions that might be ruled pre-existing later on could already be covered. Plus, insurance premiums tend to be lower for kittens than older cats.1
How Does Kitten Insurance Work?
Surprise vet visits can be stressful — worrying about the cost of care shouldn’t add to that. MetLife Pet makes it easy to submit claims and get reimbursed.2 Here’s a quick look at how our pet insurance works.
Real Kitten Insurance Savings
Dean: Respiratory Infection
This kitten living near Allentown, PA, had an upper respiratory infection and underwent surgery to remove the growths causing it.
MetLife Pet covered $4,800 of the $6,300 bill.7
Gia: Ingested String
This kitten living near Seattle, WA, ingested a large amount of string. She went to the vet for an exam and had surgery to remove the blockage.
MetLife Pet covered $4,300 of the $5,300 bill.7
Reasons To Get Kitten Insurance With MetLife Pet
Same-day coverage
We offer 0-day waiting periods for accidents and optional Preventive Care. So you can start taking advantage of your benefits right away.
No per-incident limit
There are no caps for each type of incident. If your kitty has the same injury or illness, you can get reimbursed up to your policy’s annual limit.2,8
Free 24/7 vet chat9
Get lightning-fast support, day or night, from vets in our mobile app. So when you have kitten questions, you can turn to professionals.
Visit any licensed vet
Use our award-winning10 cat insurance across the U.S. to find the right match for your kitty — even if you move or need to see a specialist.
FAQs About Pet Insurance for Kittens
Kitten insurance with MetLife Pet starts at $7 per month for one cat, but the premium you pay depends on a few factors — including your cat’s age.1 As your kitten gets older, their risk for experiencing health conditions can increase, even if they’re an indoor cat. Increased rates are one way to offset that risk for insurance providers.
MetLife Pet’s customizable coverage makes it easy to build a plan that works with your budget and your cat needs — from their kitten to senior years. Learn how the cost of pet insurance varies based on certain factors.
Pet insurance doesn’t usually include coverage for routine care because it’s meant to help you manage unexpected costs. However, MetLife Pet’s optional Preventive Care can be added to your kitten insurance plan so you can be reimbursed, up to your selected benefit limit, for many routine vet costs in a kitty’s early life — like vaccinations and spay/neuter procedures.
Kitten insurance plans from MetLife Pet typically don’t cover things like grooming, cosmetic or elective procedures, pre-existing conditions, or breeding.
Anything that your kitten displayed symptoms of, was diagnosed with, or was treated for before they were enrolled in a policy — or during any applicable waiting periods — is usually considered pre-existing. MetLife Pet has a 0-day waiting period for accidents and Preventive Care coverage, and a 14-day waiting period for illnesses.
You can download a sample policy for more coverage details.
