Orthopedic Conditions

3 min read
Feb 08, 2022

Some orthopedic conditions that are often common in dogs and cats can include hip and elbow dysplasia, patella luxation, fractures, tendon or ligament injuries, and osteoarthritis.
Not having coverage for orthopedic pet conditions is problematic – as orthopedic conditions can often require expensive treatment. 
Where Does MetLife Pet Insurance1 Stand?

MetLife Pet Insurance has the shortest standard waiting periods in the industry. With most accident coverage beginning at midnight EST following enrollment and most illness coverage beginning just 14 days later. Orthopedic conditions have the opportunity to be coverable depending on the selected policy coverage and if the illness is not pre-existing or a policy exclusion.2

Consider Investing in Pet Insurance

Looking for more ways to keep your pets happy and healthy? Consider investing in a pet insurance policy with MetLife Pet Insurance. We offer dog insurance and cat insurance policies for your furry friends.  Get your free quote today.

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Nothing in this article should be construed as financial, legal or veterinary advice. Please consult your own advisors for questions relating to your and your pet’s specific circumstances.

1 Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.

2 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.