4 Reasons to Get Puppy Insurance

3 min read Feb 07, 2022

Getting a new puppy can be very exciting. While they are adorable and sweet, they also come at a bit of a price. After the obligatory adoption fee, crate, food, puppy pads, toys and other essentials, you also have to take proper veterinary care into consideration. There’s the cost of vaccinations and spaying or neutering, but that’s not all. At some point, your new puppy is probably going to eat something it shouldn’t, or it could have an underlying condition you’re not aware of yet. This is why pet insurance can be a big help when caring for a new puppy.

Here are 4 reasons you should consider pet insurance for your new puppy.

Your premium could potentially be lower. Pet insurance rates are based on age, breed and location, so younger pets may be less expensive to insure than older ones.

Covering future conditions. Pet insurance doesn’t cover pre-existing conditions, so it can be beneficial to consider coverage before your puppy shows any symptoms or is diagnosed with an illness or issue.

Puppies eat things they shouldn’t. Foreign body surgeries may be expensive and, unfortunately, common for puppies. 

Coverage for puppy-related expenses. Adding routine care to your pet insurance policy can help with things that your puppy may require.2

Just like health insurance and car insurance, not all policies and providers are the same. So, when you’re deciding on the right pet insurance provider for your puppy, make sure to do the research.  Also make sure they’ll continue to cover your dog throughout its life, even into old age. 

Consider Investing in Dog Insurance  

Looking for more ways to keep your pup happy and healthy? Consider investing in a dog insurance policy with MetLife Pet Insurance.1  Get your free quote today. 

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Nothing in this article should be construed as financial, legal or veterinary advice. Please consult your own advisors for questions relating to your and your pet’s specific circumstances.

1 Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.

2 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.