MetLife Pet Insurance

Protect your furry family with Pet Insurance that meets their needs and your budget.

Be covered for up to 90% on unexpected costs of pet care. Save on vet bills, medical needs and a variety of procedures.

While we’ll do anything for our pets, caring for them can be costly. That’s where the financial protection of Pet Insurance comes in. It can cover unplanned vet visits, accidents, illnesses, surgeries and hospital stays no matter breed or age. Get a quote and customize a plan that is right for you and your pet.



56% of pet parents reported not being able to afford emergency care for their pets.2

Unpredictable pets deserve flexible coverage.

You can expect the unexpected from all pets, especially the more rambunctious and curious ones.

Whichever plan you choose or whatever your pet’s predicament, a hassle-free claims process makes sure you get reimbursed quickly for covered claims. MetLife Insurance Plans1 also offer robust annual benefit amount options, chronic condition care coverage, coverage for exam fees and no lifetime or per-incident limits.

Why MetLife Pet Insurance1

Pet Insurance — How it Works

Coverage underwritten and issued by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85254 or Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations. Application is subject to underwriting review. See policy or contact MetLife Pet Insurance Solutions LLC for details. MetLife Pet Insurance Solutions LLC is the policy administrator for this coverage. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois).

2 Access to Veterinary Care Coalition “Access to Veterinary Care”, 2018. 

3 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC. Reimbursement options include: 70%, 80%, 90%. In addition, there is also a 50% option for MetGen underwritten policies only and a 65% option for IAIC underwritten policies only.

4 Approximately 80% of claims are processed within 10 days or less. 

5 Based on a January 2021 review of publicly available summary information about competitor’s offerings. Competitor’s did not furnish copies of their policies for review. If you have questions about a particular competitor’s policy or coverage, please contact them or their representative directly. 

6 MetLife Pet Insurance Solutions LLC (fka “PetFirst Healthcare, LLC”), a MetLife company, has over 15 years of experience serving pet parents.

“Pet Insurance of the Year” Award in the 2022 and 2023 Pet Independent Innovation Awards Program. 

Virtual veterinary services are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken through Askvet.