MetLife Pet Insurance

Protect your furry family with Pet Insurance that meets their needs and your budget.

Be covered for up to 90% on unexpected costs of pet care. Save on vet bills, medical needs and a variety of procedures.

While we’ll do anything for our pets, caring for them can be costly. That’s where the financial protection of Pet Insurance comes in. It can cover unplanned vet visits, accidents, illnesses, surgeries and hospital stays no matter breed or age. Get a quote and customize a plan that is right for you and your pet.



63% of pet owners said they would have difficulty paying a surprise vet bill amid inflation.2

Unpredictable pets deserve flexible coverage.

You can expect the unexpected from all pets, especially the more rambunctious and curious ones.

Whichever plan you choose or whatever your pet’s predicament, a hassle-free claims process makes sure you get reimbursed quickly for covered claims. MetLife Insurance Plans1 also offer robust annual benefit amount options, chronic condition care coverage, coverage for exam fees and no lifetime or per-incident limits.

Recent Reviews From Pet Insurance Review3

MetLife Pet Is a Great Choice

I analyzed at least 10 other insurance companies, and MetLife Pet insurance far exceeded the value of all other insurance companies. All of the companies had caps whereas MetLife Pet was a straight 90% (you can choose a less % for a lower premium) on all claims after your deductible has been met. It was a no-brainer. MetLife Pet makes the claims process seamless.

Floups,, 11/10/23

One Less Thing to Worry About

When your loved one, in this case your dog, is sick, you have so many things to worry about. One of them may probably be affordability. MetLife Pet Insurance is great! Customer service is helpful with all my questions. They work with your vet office to get all the necessary paperwork to process your claim

Easy claims process and quick payment

I sent the claim in and heard back a few days later that it was accepted. Payment was on the way a couple days later. Not too difficult to do. Thank you!

Joyce,, 11/08/2023

I saved so much on the unexpected

I am glad I decided to get this. Since I have started this insurance my dog has had ACL surgery, started seasonal allergies, and has had a clogged tear duct procedure. Usually we are only at the vet once a year for shots! This saved me so much money for all that unusual stuff that happened this year. I have been telling all of my family and friends to get it.

Lisa,, 11/02/2023

MeLife Pet offers great wellness benefits

This is my first dog ever. I adopted him as a 7 year old rescue. Being older myself, I knew health care is important. I did a lot of research and MetLife Pet offered the most benefits, including wellness. They are quick to get to, easy to file claims, and even include flea, tick, and heartworm meds all under one deductible. I am very pleased.

Sharon,, 11/01/2023

I was able to give my dog the best care

This company has been absolutely fabulous to deal with since I first signed up with them. My Australian Kelpie is a rescue. Shortly after we got her, she developed a cancerous kidney and had to have it removed. MetLife Pet took care of the claim in record time, and each time the sweet old girl has had an issue, their settlement time and payout.

Linda,, 10/31/2023

We dont have to fear paying vet bills

Having 3 dogs is already expensive, and finding affordable coverage was mind-numbing. We had another company for a few years but could only afford accident/routine care. Even then, they found a reason to deny or lowball almost every claim. Since switching to MetLife Pet, we've had one dog hospitalized and another began treatment.

Jaime,, 10/17, 2023

Emergency vet costs nearly covered!

A new puppy means everything goes in the mouth despite being crated and watched like a hawk. Well, something hurt her GI tract and she had fluids coming out of both ends. An emergency hospital visit and 4 days later, the vet bills were over $5,000! Thank goodness I had MetLife Pet insurance! Once I submitted a claim online and uploaded  documents (a breeze), they paid nearly all of my bills. I’ve had other pet insurance over the years, and MetLife Pet far exceeds my experiences with the previous companies.

Laura,, 10/13/2023

MetLife Pet has always taken care of us

We have had MetLife Pet insurance since our dog was a pup and they have always taken great care of us. Their claim service is so easy and communication is always there if we ever have questions. Highly recommend it!

Jennifer,, 9/30/2023

Why MetLife Pet Insurance1

Pet Insurance — How it Works

1 Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Availability is subject to regulatory approval. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

2 Forbes, Pet Ownership Statistics 2024

Testimonials are applicable to the individuals quoted. Your actual experience and results may differ. No one has been compensated for any testimonials.

4 Approximately 80% of claims are processed within 5 days or less. 

5 Based on a January 2021 review of publicly available summary information about competitor’s offerings. Competitor’s did not furnish copies of their policies for review. If you have questions about a particular competitor’s policy or coverage, please contact them or their representative directly. 

6 MetLife Pet Insurance Solutions LLC (fka “PetFirst Healthcare, LLC”), a MetLife company, has over 15 years of experience serving pet parents.

“Pet Insurance of the Year” Award in the 2022 and 2023 Pet Independent Innovation Awards Program. 

Virtual veterinary services are available through the MetLife Pet App and are provided entirely by AskVet, a third-party partner; MetLife is not responsible for any pet guidance or advice provided or taken. Veterinarians providing virtual veterinary services cannot prescribe medication or answer questions about the pet policy.

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