Raising a pet can be a joyous experience due to their loyal, unpredictable nature but care can quickly become expensive. After all, pets are family and it can emotionally and financial stressful when veterinary expenses begin to stack up. Pet Insurance can help with not only the unplanned accidents and illness, but also things like routine care that help keep your pet healthy.
Facts that matter
- $800 – $1,500
Average cost of an emergency vet visit for a dog2
- 1 in 3
Pets need emergency veterinary treatment every year3
Pet Insurance vs. A Savings Account:
While it is true that you could get a savings account to help cover vet expenses, that doesn’t replace the need for pet insurance. In fact, it’s a great idea to have both.
- Saving Money Takes Time.
Accumulating savings doesn’t happen overnight, it takes time to get enough saved up to help cover costs when an unexpected expense, like a vet bill. Pet Insurance, on the other hand, is ready and waiting when you and your pet needs it.
- Savings Accounts Can Get Used for Other Things.
Life happens and unexpected expenses, unrelated to pets, often pop up. So, if you have savings that you plan to use for your pet’s needs, but your faucet springs a leak or your car has a breakdown, you may have to use that money for those needs and not have it when you need it the next time for your pet.
- Savings accounts may not have enough to cover expenses
No one likes to think about their pet getting sick or injured, but it can and does happen. Sometimes your pet has an unlucky year and is sick several times. Pet insurance can help protect your savings and ensure that you can afford to get your pet the care they need when they need it.
- Savings Accounts Can Be a Compliment to Pet Insurance.
The way our insurance works, you pay vet bill and then submit claims for reimbursement. You can use the funds in your savings account to pay the vet bills, and then replenish the account with the claim reimbursement you receive. This way your wallet and your furry family members are protected.
Will my Pet Insurance Premiums Go up Because I have a Claim?
No! This is one of the best things about MetLife Pet Insurance1 for pet parents. Each pet's premium will be unique based on the species, breed, age,5 and ZIP code, as well as the coverage amount selected.4 You can have a year with a large claim, or several small claims and can still rest assured your premium won’t be impacted by that. Just one more reason that pet insurance is worth it!
Isn’t Pet Insurance Only Really for Catastrophic Events or Illnesses?
While no one wants to think about their pet being sick or getting injured, it does happen. And when it happens, pet insurance is there to help whether it’s something big like cancer or a broken bone or something more common like an ear infection or a hurt paw. It can also help cover the costs of preventative care, which benefits most pet parents. Pet Insurance can help cover expenses up to 100%, depending on the plan you select.
If you’ve been impacted by a large vet bill, you already know that pet insurance is definitely worth it. But you don’t wait to have a big bill before getting your furry family member covered. With MetLife Pet Insurance pet parents have the power of choice and coverage can be customized to best meet pet parents’ and their pets’ needs.