Cost Savings Calculator

You can rest easy knowing your dogs and puppies are protected from head to tail with MetLife Pet Insurance. 

We all know that pets are more than just pets. They’re our family. But families cost money, and pets are no exception.

So, how expensive is a pet really? The average cost of owning a dog is around $1,400 per year. The average cost of owning a cat is around $1,200 per year.

Fortunately, there are ways to save on your fur baby’s care, like pet insurance and retooling your budgeting. But before you make any changes to your spending habits, it’s important to understand what types of costs to expect when owning a pet. Use the calculator above to see some illustrative examples of how pet insurance may be able to help.

Unleash Savings With MetLife Pet Insurance


What You Can Save 1

You Pay


MetLife Pet Covers


Total Vet Bill



Dog Insurance

starting at $15/mo1

Cat Insurance

starting at $9/mo¹

Help protect your best friend. Get an instant quote.


We can help handle the vet bill.
You handle the belly rubs.


1 Examples are for illustrative purposes only. Please note that these examples do not include or account for any premium expense required to pay the pet policy. Actual premium rates may vary based on pet age breed, location, deductible, reimbursement rate, and annual limits you choose. Examples are based on covered expenses on a policy with a 90% reimbursement after meeting a $250 deductible. The pet policy issued by MetGen is the governing document with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policy to determine coverage in each individual case.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).



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