Cost Savings Calculator

You can rest easy knowing your dogs and cats are protected from head to tail with MetLife Pet Insurance.

Get Your Quote

We all know that pets are more than just pets. They’re family. But families cost money, and pets are no exception.

So, how expensive is a pet really? The average cost of owning a dog is around $5,300 per year. The average cost of owning a cat is about $3,500 per year.

Fortunately, there are ways to save on your fur family's care. As a pet parent, you might be able to offset some of your pet's veterinary care costs with a pet insurance policy. Use the calculator below to see some illustrative examples of how MetLife Pet may be able to help.

See the Potential Savings With MetLife Pet Insurance¹

Choose from the common conditions below for examples of how pet insurance can help you save on vet bills.

Skin Allergies
Growth or Tumor
Heart Disease
Diabetes

You Would Pay

$250

MetLife Pet Could Cover

$2,250

Total Vet Bill

$2,500²

You Would Pay

$250

MetLife Pet Could Cover

$2,250

Total Vet Bill

$2,500²

Cruciate Ligament Tear
Broken Bone
Severe Trauma (vehicular)
Poisoning

You Would Pay

$500

MetLife Pet Could Cover

$4,500

Total Vet Bill

$5,000²

You Would Pay

$500

MetLife Pet Could Cover

$4,500

Total Vet Bill

$5,000²

Vaccination
Dental Cleaning
Spay or Neuter
Parasite Prevention (6-month supply)

You Would Pay

$54

Total Vet Bill

$60²

You Would Pay

$50

$450

Total Vet Bill

$500²

You Would Pay

$60

$540

Total Vet Bill

$600²

You Would Pay

$21

$189

Total Vet Bill

$210²

You Would Pay

$54

Total Vet Bill

$60²

Protect Your Pet Now

Related Reads

Pet Insurance for Multiple Pets

5 min read

Pet Insurance With No Waiting Period

5 min read

Frequently Asked Questions

5 min read

Get Coverage for Pet Accidents, Illnesses, and Preventive Care

Get Your Quote Now

855-270-7387

¹Examples are for illustrative purposes only. Please note that these examples do not include or account for any premium expense required to pay the pet policy. Actual premium rates may vary based on pet age breed, location, deductible, reimbursement rate, and annual limits you choose. Examples are based on covered expenses on a policy with a 90% reimbursement after meeting a $250 deductible. The pet policy issued by MetGen is the governing document with respect to all matters of insurance. The specific facts of each claim must be evaluated in conjunction with the provisions of the applicable Policy to determine coverage in each individual case.

²“How Much Does a Vet Visit Cost? (2025 Pricing),” MarketWatch, 2025, https://www.marketwatch.com/insurance-services/pet-insurance/how-much-does-a-vet-visit-cost/

³“The cost of common dog and cat emergencies,” Betterpet, 2025, https://www.betterpet.com/learn/cost-guide-to-emergency-pet-care

Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

©2025 MetLife Services and Solutions, LLC. All Rights Reserved.

L4800843[exp0927][All States and][No Territories]

Cost Savings Calculator

See the Potential Savings With MetLife Pet Insurance1

Related Reads

Get Coverage for Pet Accidents, Illnesses, and Preventive Care

See the Potential Savings With MetLife Pet Insurance¹