COMPARISONS

MetLife Pet Insurance vs. Pumpkin

Finding the best pet insurance for you and your pets can mean doing a lot of research. We want to make this process easier by providing information to help you compare your options. Read on to see how MetLife Pet compares to Pumpkin and some of the ways we may stand out.

Compare Pumpkin Pet Insurance vs. MetLife Pet**

Here’s a glance at how some of the MetLife Pet Insurance policy provisions compare with those of Pumpkin.1

MetLife Pet’s Plan vs. Pumpkin’s Plan

This table has 3 columns and 20 rows. 1st column represents the product 2nd & 3rd represent MetLife and its competitors. Each row indicates whether the product is covered by MetLife or its competitors
MetLife Pet  Insurance
Pumpkin Pet Insurance
Family Plan2

Yes

No

0-Day Accident Waiting Period3

Yes

No

Grief Counseling4

Yes

No

Includes All Ages and Breeds5

Yes

Yes

Holistic Therapy

Yes

Yes

Add-on Wellness and Preventive Care

Yes

Yes

Add-on Dental Cleaning and Care

Yes

Yes

Add-on Spaying/Neutering

Yes

Yes

24/7 Telehealth Access6

Yes

Yes

Prescriptions

Yes

Yes

No Per-Incident Limits

Yes

Yes

Reimbursement

Flexible (50% – 90%)7

Flexible (80% or 90%)

Average Deductible

Flexible ($0 – $2,500)8

Flexible ($100 – $1,000)

Illness Waiting Period

14 days3

14 days

Days to Reimburse

Most claims reimbursed within 5 days

Most claims reimbursed in a few days

Days to Submit Claim

90

270

NerdWallet Rating9

5.0 stars

4.5 stars

NerdWallet Callout9 "Customizable plans for dogs, cats and even other animals in some states.”9 "Offers a comprehensive accident and illness plan that includes coverage for dental illnesses and some pre-existing conditions."9

A red “X” in the above table means this is not included or that exclusions may apply.

As with any insurance policy, coverage may vary and exclusions apply. See our coverage and exclusions page for more details, and learn how our pet insurance works.

Still searching for pet insurance? See how we compare to other providers

Is MetLife Pet the Right Provider for You and Your Furry Family? 

Enroll Them Today

Reasons To Consider MetLife Pet Insurance Over Pumpkin

We know having a plan that fits your needs is an essential part of choosing a pet insurance provider. Here are a few ways we may stand out against Pumpkin’s policies.

Ways MetLife Pet Takes Care of Their Pack

When purchasing insurance protection, you likely want to know you’re making a good decision with your hard-earned money. Here are some of the ways we help pets and their people.

Support for the Community

In 2023, we donated over $1.3 million to animal shelters we work with across the country, and we offer educational resources to help people care for their pets.10

Preventive Care Coverage

You can add our optional Preventive Care Plan to your policy and get reimbursed for routine and wellness expenses, up to your policy’s annual limit.11

Discounts

We have a variety of discounts for eligible policyholders and a deductible discount to help you save even more money.12,13

Family Plans

Our family plan covers multiple pets under one policy with a shared deductible, so you can save more money — you can even combine cats and dogs.2

Get the Award-Winning14 Coverage They Deserve

With more than 15 years of experience insuring pet parents across the country, we work hard to help you get your pets the care they need — so you can focus on giving them the happy, healthy life they deserve. Just like South Carolina pup, Judy.

Judy, a 1-year-old boxer, started showing signs of lethargy, lack of appetite, and vomiting after staying at a doggie boarding facility during her family’s vacation. Judy’s parents brought her to the vet. After running tests, the vet diagnosed Judy with parvovirus and immediately began treatment. The exam, diagnostics, and treatment cost around $5,500.15

MetLife Pet covered $4,950 of the $5,500 bill.15 Get coverage, like Judy’s family did, for your pets — so your finances can be covered for unexpected vet bills, and you can focus on their care.

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