COMPARISONS
MetLife Pet Insurance vs. AKC
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Our pets deserve the very best care. That’s why choosing the right pet insurance policy is crucial. To make it easier, we’ve taken the guesswork out of the equation by comparing MetLife Pet Insurance with American Kennel Club (AKC®1) Pet Insurance. Learn about some of the benefits each plan offers, so you can make an informed decision.
Compare AKC Pet Insurance vs. MetLife Pet**
Here’s a glance at how some of the MetLife Pet Insurance policy provisions compare with those of AKC’s CompanionCare policy.2
MetLife Pet’s Plan vs. AKC’s Plan
| MetLife Pet Insurance |
AKC Pet Insurance |
|
|---|---|---|
Family Plan3
|
This product is included Yes |
This product is not included No
|
| Includes All Ages and Breeds4 |
This product is included Yes |
This product is not included No
|
| Grief Counseling5 |
This product is included Yes |
This product is not included No
|
0-Day Accident Waiting Period6
|
This product is included Yes |
Only with select offers |
No Per-Incident Limits
|
This product is included Yes |
Limits apply to certain conditions |
| Holistic/Alternative Therapy | This product is included Yes |
Exclusions apply |
| Add-on Wellness and Preventive Care | This product is included Yes |
This product is included Yes
|
| Add-on Dental Cleaning and Care | This product is included Yes |
This product is included Yes
|
| Add-on Spaying/Neutering | This product is included Yes |
This product is included Yes
|
| 24/7 Telehealth Access7 |
This product is included Yes |
This product is included Yes
|
| Prescriptions | This product is included Yes |
This product is included Yes
|
Reimbursement
|
Flexible (50% – 90%)8 |
Flexible (70% – 90%) |
Average Deductible
|
Flexible ($0 – $2,500)9 |
Flexible ($100 – $1,000) |
| Illness Waiting Period | 14 days6 |
14 days (exclusions apply) |
Days to Reimburse
|
Most claims reimbursed within 5 days |
Most within 3 days (up to 30 days) |
| Days to Submit Claim | 90 |
180 |
| NerdWallet Rating10 | 5.0 stars |
4.5 stars |
| NerdWallet Callout10 | “Customizable plans for dogs, cats, and even other animals in some states.”10 |
“Lots of ways to customize your coverage, but its basic plan lacks benefits many other companies include.”10 |
A “No” accompanied with a red “X” in the above table means this is not included or that exclusions may apply.
As with any insurance policy, coverage may vary and exclusions apply. See our coverage and exclusions page for more details, and learn how our pet insurance works.
Still searching for pet insurance? See how we compare to other providers.
Is MetLife Pet the Right Provider for You and Your Furry Family?
Reasons To Consider MetLife Pet Insurance Over AKC
We know having a plan that fits your needs is an essential part of choosing a pet insurance provider. Here are a few ways we may stand out against AKC’s policies.
Includes All Ages
With MetLife Pet, you can enroll your pet in our standard accident and illness policy regardless of their age. With AKC, if your pet is 9 or older, they can only get accident coverage.2
More Inclusive Standard Plan
Many expenses — like exam fees, hereditary conditions, and alternative therapies — require add-on plans to be covered by AKC.2 With MetLife Pet, these are included in a standard plan.
Dental & Parasite Coverage
MetLife Pet’s standard plan can reimburse8 you for diagnostics and treatments related to dental and parasite illnesses. AKC does not provide coverage for these conditions.2
Ways MetLife Pet Takes Care of Their Pack
When purchasing pet insurance, you likely want to know you’re making a good decision with your hard-earned money. Here are some of the ways we help pets and their people.
Support for the Community
In 2023, we donated over $1.3 million to animal shelters we work with across the country, and we offer educational resources to help people care for their pets.11
Preventive Care Coverage
You can add our optional Preventive Care Plan to your policy and get reimbursed for routine and wellness expenses, up to your policy’s annual limit.12
Discounts
We have a variety of discounts for eligible policyholders and a deductible discount to help you save even more money.13,14
Family Plans
Our family plan covers multiple pets under one policy with a shared deductible, so you can save more money — you can even combine cats and dogs.3
Get the Award-Winning15 Coverage They Deserve
With more than 15 years of experience insuring pet parents across the country, we work hard to help you get your pets the care they need — so you can focus on giving them the happy, healthy life they deserve. Just like Connecticut pup, Ringo.
Ringo, a 1-year-old Pekingese, started showing signs of weakness and coordination issues in his back legs while walking. Concerned for their young dog, Ringo’s parents brought him to the vet. After running tests and taking X-rays, the vet diagnosed Ringo with a spinal condition called degenerative myelopathy. The exam and diagnostics cost around $9,400.16
MetLife Pet covered $8,450 of the $9,400 bill.16 Get coverage, like Ringo’s family did, for your pets — so your finances can be covered for unexpected vet bills, and you can focus on their care.
