PET INSURANCE
The Fine Print In Your Pet Insurance Plan
Insurance policies can be confusing to understand. At MetLife,1 we pride ourselves on making our policy terms and conditions easy to understand and as transparent as possible.
Unfortunately, there are many pet health insurance companies that slide in exclusions in the general terms of their policy, so many pet parents miss them… until they need coverage.
As you are looking at dog insurance or cat insurance options for your pet, be sure to keep an eye out for the following loopholes, which could cause you disappointment in your coverage down the line.
In this series, we deep dive into the following areas:
- Exam or Records Required for Enrollment
- Annual Care Requirements
- Spay/Neuter Clauses
- Enrollment by Specific Age for Hip Dysplasia Coverage
- Exam Fee Coverage
- Bilateral Conditions
- Holistic/Alternative Therapies
- Vaccinatable Diseases
- Extended Wait Period on Orthopedic Conditions
- Periodontal Disease
- Dermatological Conditions
- Injuries Caused by Housemates
- Medical Prescriptions
- Orthopedic Conditions
How Much does Pet Insurance Cost?
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Protect your Pets
Nothing in this article should be construed as financial, legal or veterinary advice. Please consult your own advisors for questions relating to your and your pet’s specific circumstances.
1 Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.