Sorry, we couldn't find any results matching
Please:
Sorry, we couldn't find any results matching
Please:
Dental care for cats and dogs can be an expensive part of pet care. Dental cleanings — whether routine or for treating dental conditions — could cost up to $1,500 or more, especially if tooth extractions are needed.1 But there’s a way for you to save on these expenses for your fur babies.
Pet insurance that covers dental costs can be a great way to ensure your cat or dog gets the care they need while worrying less about the bill. MetLife Pet offers different kinds of dental coverage through our standard policy and our Preventive Care coverage. Learn how dental coverage works, what it covers, and why pet dental care is so important.
Enroll Your Pet Today
Generally, standard pet insurance policies may cover dental costs if they’re medically necessary. This is true for MetLife Pet’s policies. Our standard pet insurance can typically help you cover costs for dental issues related to accidents, emergencies, illnesses, or diseases.
Accidents and illnesses aside, does pet insurance cover dental cleanings? Optional preventive or wellness plans can typically help provide additional coverage — like MetLife Pet’s optional Preventive Care coverage — for routine dental procedures up to your selected limit amount.
But pet dental insurance coverage depends on the individual policy. Let’s take a look at some specifics around the dental coverage MetLife Pet offers based on our plans.
Some of the dental services and conditions that can be covered under a MetLife Pet standard insurance policy include:
It’s a good idea to check your specific policy for details on exact coverage.
Our optional Preventive Care plan includes coverage for dental services and procedures that can help keep your pet healthy. Some of these dental expenses could include:
How much money you can get back on routine dental care depends on the plan you choose. Check your policy for exact coverage details.
Common exclusions to pet dental insurance coverage include routine dental care, cosmetic procedures, and pre-existing conditions.
Unless you have optional coverage that includes routine dental cleanings and care, these expenses are usually excluded from regular insurance coverage. It’s also important to note that accident-only insurance plans won’t cover expenses related to dental illnesses or conditions — only injuries. MetLife Pet currently does not offer an accident-only policy.
Dental conditions that appeared or were diagnosed prior to enrolling your pet in their pet insurance policy, or during any waiting periods, will likely be deemed a pre-existing condition and also typically excluded from coverage. However, MetLife Pet can provide continued coverage of your pet’s already-covered dental conditions when you switch from another provider to a MetLife Pet policy through your employer.3
Fractured teeth are among the most common dental injuries seen in pets. Fractured teeth in dogs most often happen from external trauma and chewing on hard objects, like bones.4 Broken teeth in cats mostly occur from animal fights, car accidents, and falls.5
Knowing other common dental conditions your pet may be up against could help you prepare — whether it’s by enrolling them in a policy before dental issues arise so they can be covered for the future, or taking steps now to help keep their mouth healthy.
Some of the common dental problems that may affect dogs can include:4
Meanwhile, some of the more common dental problems that may affect cats can include:5
Treatment for some of these conditions could be plaque removal, surgery, root canal therapy, vital pulp therapy, or extractions.6,7,8 With MetLife Pet, you could get up to a 90% reimbursement on vet bills for treatments like these, along with the diagnostics required for vets to create your pet’s treatment plan.9
Just like your own dental health, your pet’s dental health is essential to a long and happy life. Poor dental health can result in dental disease, which could lead to other systemic issues — like heart, liver, and kidney disease. And by the time your pet turns 3 years old, they may already be showing signs of some form of periodontal disease.10
To help prevent and detect potential issues, it’s a good idea for pets to receive an oral exam every year and a professional dental cleaning approximately once every year or two. The frequency depends on the breed and size of your pet, so check with your vet for their recommendation.1
Even though the cost of routine dental cleanings isn’t covered under our standard pet insurance policy, you could get money back through our optional Preventive Care coverage, depending on your specific limits.
In between cleanings, you can help keep your fur baby’s dental health in good condition by practicing regular brushing at home and utilizing dental treats or other products for extra care.10 Make sure to use products approved by your vet.
A pet insurance policy with MetLife Pet can help you save money on vet care if your pet experiences an accident or illness that affects their dental health. Plus, when you add on our Preventive Care plan, you can get coverage for teeth cleanings and associated routine dental care up to your selected limit.
You don’t have to choose between your budget and getting essential dental care for your pet’s health. Get a free quote today, and see how you can customize your policy to fit your pet’s dental insurance needs.
Dr. Hunter Finn has been paid by MetLife to discuss the importance of choosing pet insurance. He is an integrative veterinary expert first, and social media star second. He owns Pet Method in McKinney, Texas, where he cares for pets while prioritizing their emotional well-being. When he’s not at his clinic, he’s starring in viral videos on TikTok (2 million followers) and Instagram (500K followers) — where he’s been known to snuggle puppies and conquer the latest dance trends.
855-270-7387
