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Spaying (aka sterilization for female cats and dogs) is an important procedure recommended by many veterinarians. A standard pet insurance policy doesn’t usually cover elective procedures, like spaying, but you can typically get coverage with a routine or wellness plan.
With MetLife Pet, you can get pet insurance that helps cover spaying by adding our optional Preventive Care plan to your standard policy. Let’s take a closer look at our coverage and the benefits of spaying your dog or cat.
MetLife Pet Insurance offers a Preventive Care add-on that can help you cover spaying costs. Depending on your plan, you can be reimbursed according to your reimbursement rate (up to your plan’s annual limit), or you can be reimbursed according to the benefit limit listed in your plan for spaying costs.1,2
Our Preventive Care add-on enhances our traditional insurance plans — like puppy insurance and kitten insurance — with coverage for other routine wellness expenses, too, like:
Routine and wellness care can make a difference in the health and longevity of your pet. And at MetLife Pet, we want them to live long, happy lives.
The cost to spay your pet can vary. You could be looking at $300 – $400 for cats or $400 – $600 for dogs.3 Your exact cost will depend on a number of factors, mainly your pet’s species, size, health, and your location.
The cost to spay a dog can be more expensive than the cost to spay a cat. Spaying may also be more expensive than neutering due to the intensity of the procedure — it’s generally more invasive than neutering.3 But with MetLife Pet’s Preventive Care plan add-on, you could get money back for some of these costs, making these important procedures more financially accessible.
We’ve reimbursed many spay bills over the years, including one for Chai, a dog from New York, who had a spay surgery bill for over $1,400. We reimbursed her pet parents almost $1,150!4 Likewise, we paid out over $500 to the pet parents of Molly, a California cat, who got a nearly $650 spay bill.4
The choice to spay your pet is up to you. But it might help to know some reasons why it can be a good idea. A few of the benefits of having your pet spayed include:5
Talk with your veterinarian to see what’s best for your pet, as there are always risks to surgical procedures.5
Spaying your pet is a choice that can bring many health benefits, so don’t let the cost be a hindrance. MetLife Pet’s optional Preventive Care plan can help you cover wellness expenses at the vet, like spaying, that contribute to a pet’s health.
Plus, a pet insurance policy on its own could help you make the cost of pet health care more budget-friendly. From exam fees and diagnostics to injuries and upset tummies, dog or cat insurance from MetLife Pet can help you cover vet bills. Get a free quote to see your custom policy price.
Dr. Hunter Finn has been paid by MetLife to discuss the importance of choosing pet insurance. He is an integrative veterinary expert first, and social media star second. America’s favorite veterinarian owns Pet Method in McKinney, Texas, where he cares for pets while prioritizing their emotional well-being. When he’s not at his clinic, he’s starring in viral videos on TikTok (2 million followers) and Instagram (500K followers) — where he’s been known to snuggle puppies and conquer the latest dance trends.
