Does Pet Insurance Cover Neutering? 

Your veterinarian may recommend neutering (aka sterilizing) your male pets. While this is a common procedure, it’s considered elective and isn’t typically covered by a standard pet insurance plan. MetLife Pet offers coverage for neutering costs with our optional Preventive Care plan, which you can add to your standard policy.

Let’s take a closer look at our coverage options and the benefits of neutering your pet. 

MetLife Pet Insurance Can Help You Cover Neutering for Dogs and Cats

You can get help covering neutering costs with a Preventive Care add-on from MetLife Pet Insurance. Depending on the plan you choose, you can get money back according to your reimbursement rate (up to your plan’s limit), or you can be reimbursed according to the benefit limit listed in your plan for neutering costs.^1,2

Our optional Preventive Care plan can expand coverage beyond our standard policies — like kitten insurance and puppy insurance — to help you cover costs for other routine wellness expenses, including:

• Vaccinations
• Parasite prevention (including heartworm, flea, and tick preventatives)
• Supplements and vitamins (if recommended by a vet)

Routine and wellness care can help your pet enjoy a longer, happier life — and could save you money by potentially preventing more expensive veterinary bills down the line.

How Much Does Neutering Cost?

The cost of neutering your pet depends on several factors — like their species, age, size, and your geographical location. Neutering a dog can cost anywhere from $400 – $500, whereas neutering a cat typically costs between $200 and $300. The cost to neuter a cat can be less expensive than the cost to neuter a dog, and neutering may be less expensive than spaying.³

Regardless of how much the bill is, a Preventive Care add-on from MetLife Pet can help you cover it!

How MetLife Pet has helped real customers cover neuter costs

Jean Luc, a young kitten in California, had a nearly $600 neutering bill that was reimbursed for more than $520 thanks to his Preventive Care add-on.⁴ Guy, a mixed-breed dog in Washington state, was likewise covered for just over $500 on his more than $550 neutering expenses.⁴

Why Neuter Your Pet?

Neutering your male pet doesn’t just help prevent unplanned pregnancy — it can also come with certain health benefits, like:⁵

• Reduced territorial behavior, such as spraying or marking
• Eliminated risk of testicular cancer
• Lowered risk of prostate disease
• Potential lifespan increase

As always, consult with your vet before making any major health decisions for your pet!

MetLife Pet Can Help With Neutering and Other Routine and Unexpected Costs

Neutering is an important choice for pet parents, and it’s one that can bring many health benefits. Don’t let an expensive bill get in the way of your pet’s wellness. MetLife Pet’s Preventive Care add-on can help you cover routine — but important — vet expenses, from neutering to vaccinations, and more!

Don’t wait for unexpected vet bills to rear their ugly heads. Get started today with a free quote from MetLife Pet, so you can get your pet the care they need and worry less about the cost.