How Much Does It Cost to Microchip a Cat in 2023?

Three Minutes
May 10, 2023

There’s a good chance you’ve seen “lost cat” posters throughout your town. Cats are naturally curious and often follow that curiosity outside. Whether you have an outdoor cat or a little escape artist on your hands, you may want to consider microchipping them. Cats have an astute sense of direction and can often return on their own within 24 hours. But what happens when they don’t come home?

This is where cat microchips can come in. Microchipping your cat is essentially putting a tag inside of them. But why not just put a collar and ID tags around your cat’s neck?

A traditional collar is still important so whoever picks up your cat can call you. But cats can slip out of it or otherwise lose it. Meanwhile, a microchip can’t be slipped, stolen, or lost. Once embedded in your cat, that cat is marked as yours. Veterinarians and some animal shelters can scan the cat, get your contact information, and give you a call. Read on to learn more about microchips for cats and why it may be a good idea.

What Is a Microchip?

Microchips are tiny radio frequency identification (RFID) computer chips with a unique identification number. You’ll register the chip with a microchip company’s online database and fill out your information, including your name, your pet’s name, phone number, address, and any important health information about your cat. This way, when the vet or shelter scans your cat, they know how to reach you, as well as how to best care for your cat until you get there.

It’s important that you keep this information up-to-date in the microchip registry. If you move or change phone numbers without updating it, then whoever finds your cat won’t be able to reach you.

What To Know About Implanting a Microchip

Microchips are small, comparable to a grain of rice. Your veterinarian will use a syringe to implant the chip right under your cat’s skin, usually between their shoulder blades. It’s similar to a vaccination, so your cat may feel a quick pinch. Like a vaccination, your cat may experience some irritation at the injection site, but that’s about it.

If you’re getting a new kitten microchipped, you’ll want to make sure they’re old enough. Generally, vets will microchip kittens that are over 8 weeks old or weigh over two pounds. They just want to make sure they’re not too fragile.1

How Much Does It Cost to Microchip a Cat?

According to internal claims data, a microchip bill can cost between $50 – $70.2 Some vets may charge an additional examination fee, while others may just charge for the microchip and injection. The cost of microchipping your cat could vary based on your location and vet. Alternatively, some animal shelters offer cat microchipping services if you’d rather go through one of them.

If you adopted your cat from a shelter, they may already have a chip or the shelter might cover the cat microchip cost with the adoption fee.

Overwhelmed by the costs of cat ownership? Cat insurance could help cover some of the costs associated with cat microchipping. A MetLife Pet policy can help you cover examination fees, plus we offer a Wellness Plan add-on that includes regular checkups vaccinations, routine dental work, and more.3

Protect Your Furry Feline Houdini

If your little escape artist gets injured on one of their adventures, you don’t want to have to fret about the vet bill. And for reasons like this, the cost of pet insurance can be worth it for some pet parents. Get started on your pet insurance journey today with a free quote

Help Protect Your Cat at Any Age


1 “Should Kittens Get Microchip IDs?,” petMD

2 All claims paid amounts are based on MetLife internal claims data from October 2022.

3 Available at an additional cost.

Coverage underwritten and issued by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85254 or Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations. Application is subject to underwriting review. See policy or contact MetLife Pet Insurance Solutions LLC for details. MetLife Pet Insurance Solutions LLC is the policy administrator for this coverage. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois).

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