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Award-Winning Pet Insurance in Missouri for Dogs & Cats

Five Minutes Jun 15, 2023

From St. Louis to Kansas City, pet owners in Missouri know that veterinary bills are as inevitable as the steady flow of the Mississippi River. With emergency treatment costing upwards of a thousand dollars, it’s important to be prepared. That’s where pet insurance can help .

MetLife Pet’s award-winning1 pet insurance was designed to support you and your furry family. Read on to see why MetLife Pet could be the best pet insurance in Missouri for you.

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Why Pet Insurance May Be a Good Idea if You Live in Missouri

Accidents can happen anywhere and at any time. Even the most cautious pet owners can only do so much to prepare for a sudden tornado, an accidental encounter with wildlife, or a tick picked up in the Ozarks. Whether you have a cat, a dog, or both, you can help protect your pet and your wallet by investing in pet insurance and getting reimbursed for covered vet expenses. Our coverage can also include optional routine care — just one of the reasons you may find pet insurance worthwhile.

Why Choose a MetLife Pet Insurance Policy?

MetLife Pet Insurance was named the 2023 winner of the “Pet Insurance of the Year” award.1 What makes our coverage so special? Here are just a few reasons you may find MetLife Pet to be a great option for you:

  • A short waiting period for accident and illness coverage, so your pet is protected as soon as possible2
  • Rapid reimbursement, with most payments received in 10 days or less
  • No breed or age restrictions
  • Coverage of certain pre-existing conditions3
  • Above-and-beyond coverage that can include help with a missing pet and grief counseling after the loss of a pet

Learn more about how pet insurance works and read on for additional coverage details.

MetLife Pet Insurance Is Available in Missouri. See What’s Covered

It can be hard to anticipate what type of health care your dog or cat may need. MetLife Pet offers policies designed to help remove the guesswork by covering some of the most common and important expenses. Your exact coverage will depend on your policy, but here are a few things we can typically cover:

  • Hospitalization and exams
  • Surgery
  • Diagnostic tests (like ultrasounds and X-rays)
  • Vet-prescribed medication
  • Accidents and illnesses

How Much Is Pet Insurance in Missouri?

Vet bills can add up. With pet insurance, you could see savings that help keep your budget intact. MetLife Pet cat insurance policies can start at $9 per month for one cat, and dog insurance can start at $15 per month for one dog.4 Your exact monthly premium is determined by a few factors.

Pet owners living in larger areas, like St. Louis, may have a higher monthly premium than those in a smaller town, like Arrow Rock. Some other factors that may impact the cost of pet insurance include breed, sex,5 and age, along with the level of coverage you choose. Ready to get started? Get your free quote in just a few minutes.

Pet Insurance Claims We Paid in MO

When it comes to the benefits of pet insurance, the proof can be in the details. Take a look at how much these MetLife Pet family members were reimbursed on the health care their pets needed:6

  • Nearly $4,300 paid — This covered a hospital stay and treatment for a 2-year-old miniature pinscher with a urinary obstruction in Excelsior Springs, MO.
  • About $1,000 paid — This helped pay for almost the entire cost of an exam for a 3-year-old domestic shorthair cat with gastroenteritis in Saint Louis, MO.
  • Over $220 paid — This assisted with covering an exam to figure out why a 14-year-old, mixed breed cat in Kansas City, MO, wasn’t eating.

If You Live in Missouri, Consider Insuring Your Pet

Don’t let high prices keep you and your pets from enjoying the best that Missouri has to offer. Whether it’s routine checkups, an upset stomach, or a hurt paw, find out how MetLife Pet can help you save on vet bills with a personalized quote today.

We Can Help Cover Vet Bills While
You Focus on Your Pet’s Care

There is no substantive difference between a MetLife Pet Insurance policy in Missouri and a MetLife Pet policy in another U.S. State.

**As with any insurance policy, coverage may vary. Review our coverage and exclusions

1 “2023 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards

2 Accident and optional Preventive Care coverage begins on midnight EST of the effective day of your policy is compared to a wait time of 2 to 15 days for many competitors; Illness coverage begins 14 days from the effective day of your policy compared to 14 to 30 days for many competitors. Based on a March 2022 review of publicly available summary information. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

3 We do not cover all pre-existing conditions; just those covered by the previous provider when switching to MetLife Pet.  For group policyholders only.

4 Calculation based upon select plans and coverages. Actual rates may vary based on pet age, breed, location, deductible, reimbursement rate, and annual limits you choose.

5 For IAIC policies only

6 All claims paid amounts are based on MetLife internal claims data from October 2022. Story altered for illustrative purposes. 

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

Disclosure for Maine Residents

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