Understanding Pet Insurance


Understanding Pet Insurance

2 min read
Feb 07, 2022

Just like auto, renters and homeowners insurance, pet insurance can be confusing. Understanding pet insurance and finding the best plan for you and your pet requires some homework. 

MetLife Pet1 offers these tips when trying to understand pet insurance:

  • Plans vary by provider, try to compare similar plans to one another.  Be sure to consider the deductibles, reimbursements and per-incident limits each year.
  • A licensed veterinarian is going to be your best bet when caring for your pet. In fact, most pet insurance providers require you to take your pet to a licensed veterinarian.
  • There are waiting periods with each provider.  The designated times will vary from policy-to-policy as well as provider-to-provider.  Be sure to ask questions about the waiting period for: 1) Coverage to begin for both accident and illness; and 2) Coverage on specific accidents or illnesses to begin.

Read the plan coverage, including the exclusions, and ask questions.

Now that you have your checklist in place of general tips regarding pet insurance, think ahead of the plan benefits and options that will best suit your pet, your budget and your family. So what will be best for you?

MetLife Pet has several plans to choose from, providing you with a customized plan.

Consider Investing in Pet Insurance 

Looking for more ways to keep your pets happy and healthy? Consider investing in a pet insurance policy with MetLife Pet Insurance.1  Get your free quote today. 

1 Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.

2 Provided all terms of the policy are met. Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by IAIC and MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.